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BENEFITS AT A GLANCE







                                                                     CORE BENEFITS


         Basic Life/AD&D Insurance - Anthem Blue Cross      •   Flat $50,000
         Short Term Disability - Anthem Blue Cross          •   60% of your pre-disability earnings to a weekly maximum of $3,462

         Long Term Disability - Anthem Blue Cross           •   60% of your pre-disability earnings to a monthly maximum of $15,000
         Resource Advisor - Anthem Blue Cross               •   24/7 phone consultations
                                                            •   Up to three face-to-face counseling sessions per household member, per problem, per year
                                                            •   Access to legal and financial counseling

         Travel Assistance Program - Anthem Blue Cross      •   Emergency medical assistance, pre-trip information, repatriation and more when traveling 100+
                                                               miles away from home or work


                                                                   BENEFIT CHOICES

         Medical - Anthem Blue Cross                        •   Anthem PPO $500
                                                            •   Anthem PPO $1,500
                                                            •   Anthem PPO HSA

         Dental - Anthem Blue Cross                         •   PPO High
                                                            •   PPO Low

         Vision - Anthem Blue Cross                         •   PPO
         Flexible Spending Accounts (FSA) - Igoe            •   Health Care Account: $2,750/year maximum
                                                            •   Limited Health Care Account: $2,750/year maximum (Dental & Vision) for HSA participants
                                                            •   Dependent Care Account: $5,000/year maximum
         Voluntary Life or AD&D Insurance -                 •   Employee: $10,000 increments to a maximum of $500,000
         Anthem Blue Cross                                  •   Spouse: $5,000 increments to a maximum of $250,000
                                                            •   Child(ren): $10,000








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