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BENEFITS

SUPPLEMENTAL BENEFITS/VALUE ADDED PROGRAMS

Accelerated Death Benefit
The Accelerated Death Benefit is a feature of your life insurance benefit which, if you are terminally ill, provides you with up to
75% of your life insurance before your death.

Healthy Rewards®
Cigna Health Rewards includes discount offers on many programs and services designed to help you and your family enhance your
health and wellness. The program provides access to discounted products and services that normally may not be covered by
insurance, but can s ll be important components to maintaining physical, mental and emo onal health such as weight
management and nutri on, vision and hearing care, fitness memberships, vitamins, health and wellness products.
Cigna.com/rewards (password: savings) or call (800) 258‐3312

Cigna Health Advocacy Services

Provides you and your family (including spouse/domes c partner, dependent children, parents, and parents‐in‐law) access to
expert assistance with a wide range of healthcare and health insurance challenges such as finding the right doctor, clarifying
benefits, assis ng with denials of claims, sor ng through medical bills and nego a ng payment arrangements. The vendor for
these services is Health Advocate, Inc.™ ‐ a leading na onal health assistance and support company. Personal Health Advocates
are available Monday through Friday 6am—7pm MST at (866) 799‐2725.

Cignasurrance®
If the unexpected happens, the Cignaassurance Program provides beneficiaries access to a free, interest‐bearing account for claim
payments of $5,000 or more, and support from expert resources in financial, legal, and behavioral health services.

Cigna Secure Travel®
Provides pre‐trip planning, assistance while traveling, and unlimited medical evacua on and repatria on benefits when traveling
100 miles or more from home. (888) 226‐4567 In U.S. (202) 331‐7635 outside U.S.

My Secure Advantage ™
To help you deal with financial challenges during long‐term disability, Cigna provides you (and their household members) with a
financial wellness program with access to expert “money coaching” for all types of financial challenges. Also included with My
Secure Advantage are iden ty the preven on and resolu on services, including access to personal case managers who provide
assistance and guidance as well as educa on and tools to help prevent iden ty the in the future, and online resources to create
and execute state‐specific wills, powers of a orney and a variety of other important legal documents.

Call (888) 724‐2262 Monday through Friday 7am—9pm MST to speak to a representa ve. You will need to give your name, city,
state, zip code and the name of your employer. You can also visit cigna.mysecureadvantage.com for more informa on, or to
register and access online tools and educa onal resources and create legal documents.

Cigna Life Assistance Program
The Cigna Life Assistance Program provides you and your household members with free, confiden al assistance to help with
personal or professional problems that may interfere with work or family responsibili es and obliga ons. This plan offers support
and resources, whether your issues are paren ng, work situa ons, a troubled rela onship, substance abuse or even for
community resources for things such as elder, child, or pet care. Services are available 24 hours a day, 7 days a week via a toll‐free
(800) 538‐3543 or visit www.cignabehavioral.com/cgi

Legal Shield | Legal & Identity Theft Plans
With these plans, you can receive legal consulta on, legal document review, debt collec on assistance, trial defense services,
iden ty alerts/protec on and many others. The Legal Shield Iden ty The Protec on and Legal Plans offer assistance in
preven ng, protec ng and recovering your iden ty or personal iden fying informa on. For more informa on go to
www.legalshield.com and www.idshield.com or call (719) 440‐0816.

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