Page 6 - Rampart EE Guide 01-20.pub
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BENEFITS





         MEDICAL INSURANCE



                                                                                 Cigna
         Plan Name                                                            OAP with HRA
         Network Name                                      Cigna Open Access Plus              Non‐Network
         Health Benefits
         Life me Maximum Benefit                                                 Unlimited

         Deduc ble (Annual)
          ‐ Individual                                            $2,000                          $5,000
          ‐ Family                                               $4,000                          $10,000
         Co‐Insurance (Plan Pays)                                 100%                             60%
         Office Visit Copay
          ‐ Primary Care Physician                           Deduc ble, 100%                  Deduc ble, 60%
          ‐ Specialist Office Visit                            Deduc ble, 100%                  Deduc ble, 60%

          ‐ Telehealth                                 (copay applied to deducƟble, then
                                                              100% coverage)                   Not Covered
                   AmWell                                          $49
                   MD Live                                         $45
         Out‐of‐Pocket Maximum
          ‐ Individual                                            $2,000                          $7,500
          ‐ Family                                                $4,000                         $15,000

         Hospitaliza on
          ‐ Inpa ent                                         Deduc ble, 100%            $500/Admit, Deduc ble, 60%
          ‐ Outpa ent                                        Deduc ble, 100%            $500/Admit, Deduc ble, 60%
         Lab and X‐Ray                                       Deduc ble, 100%                  Deduc ble, 60%
         Emergency Services                                                  Deduc ble, 100%

         Urgent Care                                         Deduc ble, 100%                  Deduc ble, 60%
         Preven ve Care                                   100% (Deduc ble Waived)             Deduc ble, 60%
         Chiroprac c                                         Deduc ble, 100%                  Deduc ble, 60%
                                                                             Max 20 Visits/Year
         Pharmacy Benefits

         Pharmacy Deduc ble
          ‐ Individual                                             $0                              $0
          ‐ Family                                                 $0                              $0
         Retail Pharmacy
          ‐ Tier 1                                              $10 Copay                   50% Reimbursement
          ‐ Tier 2                                              $25 Copay                   50% Reimbursement
          ‐ Tier 3                                              $50 Copay                   50% Reimbursement
          ‐ Supply Limit                                         30 Days                         30 Days

         Mail Order Pharmacy
          ‐ Tier 1                                              $20 Copay                      Not Covered
          ‐ Tier 2                                              $50 Copay                      Not Covered
          ‐ Tier 3                                              $100 Copay                     Not Covered
          ‐ Supply Limit                                         90 Days                           N/A

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