Page 11 - OrangeTheory Benefits Guide 07-2019_FINAL
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Additional Voluntary Benefits





         MetLife | Group Accident
         You have the opportunity to apply for Group Accident Insurance through MetLife. Group Accident pays benefits to help you
         cover the unexpected costs associated with accidental death or injuries. Benefits are flat dollar payments and are not based
         on medical expenses incurred. You have a choice of two levels of coverage – Low Plan or High Plan. Benefit amounts vary by
         the plan you choose. You may also apply for coverage for your spouse/registered domestic partner and your dependent
         children.
         MetLife | Critical Illness
         You  have  the  opportunity  to  apply  for  Critical  Illness  Insurance,  a  limited  benefit  policy  offered  through  MetLife.  This
         insurance is designed to help you offset the costs of certain covered critical illnesses such as stroke, permanent paralysis,
         heart attack and end-stage renal disease. When diagnosed with a covered condition, you will receive a lump-sum benefit
         that you can use for expenses such as deductibles, copays, transportation, and so on.

         You  may  apply  for  Critical  Illness  Insurance  coverage  with  either  a  $15,000  or  $30,000  benefit  with  no  medical
         questionnaires  or  exams.  You  may  also  apply  for  coverage  for  your  spouse/registered  domestic  partner  and  dependent
         children. You must be enrolled in a major medical plan in order to apply for Critical Illness Insurance.
         MetLife | Hospital Indemnity

         You have the opportunity to apply for Hospital Indemnity Insurance through MetLife. Hospital Indemnity pays benefits to
         help  you  cover  the  unexpected  costs  associated  with  hospital  admission  and  confinement  due  to  accident  or
         sickness.  Benefits are flat dollar payments and are not based on medical expenses incurred. You have a choice of two levels
         of coverage – Low Plan or High Plan. Benefit amounts vary by the plan you choose. You may also apply for coverage for your
         spouse/registered domestic partner and your dependent children.

         Health  Screening  Benefit:  MetLife  will  provide  an  annual  benefit  for  taking  one  of  the  eligible  screening/prevention
         measures. MetLife pays one benefit per covered person per calendar year. Benefit amounts for each plan are listed below:
         •  Accident: $75 benefit per calendar year
         •  Critical Illness: $50 benefit per calendar year
         •  Hospital Indemnity: $50 benefit per calendar year (Low Plan) / $100 benefit per calendar year (High Plan)



                     To contact Voluntary Benefit Advisors (VBA)
                     •   VBA Claims & Servicing: (866) 797-3236
                     •   VBA Call Center Enrollment Support: (888) 973-6206































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