Page 3 - Career Group Benefits Guide 2020 OOS
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Welcome!



         Career Group Companies is pleased to provide you with our Employee Benefits Guide. This guide provides a
         summary of your benefit options and is designed to help you make choices and enroll for coverage. Each
         year you have the opportunity to review the benefits offered and to decide which programs will best fit your
         needs over the coming year.


         This guide provides you with an overview of the benefit plans offered to all eligible employees and
         dependents. Please refer to PlanSource for your Summary of Benefits and Coverage documents (SBCs) or
         your carrier booklets and certificates for more detailed information. Prior to enrolling, you are encouraged to
         make use of this benefits guide. Carefully read through the benefit plan descriptions so that you can make the
         best enrollment decisions to meet your needs in the coming year.

         What’s New for 2020
         While there will be some minor benefit and cost changes for the 2020 plan year, Career Group Companies is
         pleased to announce that we will continue to offer competitive benefit plan offerings through Anthem Blue
         Cross. Please see below for a high level overview of what will be changing:


         •  Medical
                •  Benefit Changes to the PPO plan
                •  Specialist copay change to the EPO plan
         •  Dental: No changes
         •  Vision: No changes
         •  Life and Disability: No Changes

         •  Monthly Premium Contributions: Increased employer contribution towards premiums of dependent
            coverage tiers to help support our growing families!












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