Page 26 - Hitachi Benefits Booklet Final

ERISA and various other state and federal laws require that employers provide The Affordable Care Act (ACA)
disclosure and annual notices to their plan participants. Hitachi Solutions requires applicable large
distributes annual notices to new-hires, and each year during open employers to make affordable
enrollment. You may also request a copy by contacting the Human Resources coverage available to their
Department, or download a copy from Sterling Online System employees or risk paying a
penalty. Although the individual
The following are a list of Annual Notices: mandate is no longer effective
• Medicare Part D Notice of Creditable Coverage: Plans are required to beginning January 1, 2019, it is
provide each covered participant and dependent a Certificate of Creditable important that you understand
Coverage to qualify for enrollment in Medicare Part D prescription drug your options for health insurance
coverage when qualified without a penalty. coverage. You may consider these
• HIPAA Notice of Privacy Practices: This notice is intended to inform options below:
employees of the privacy practices followed by Hitachi Solutions’ group • Enroll in a medical plan
health plan. It also explains the federal privacy rights afforded to you and offered by Hitachi Solutions
the members of your family as plan participants covered under a group or another group plan
plan. • Purchase coverage through a
• Women's Health and Cancer Rights Act (WHCRA): This act contains health insurance marketplace
important protections for breast cancer patients who choose breast • Enroll in coverage through a
reconstruction with a mastectomy. government-sponsored
• Newborns’ and Mothers’ Health Protection Act: This act affects the program if eligible
amount of time a mother and her newborn child are covered for a hospital
stay following childbirth. Because Hitachi Solutions’
• Special Enrollment Rights: Plan participants are entitled to certain special medical plans are considered
enrollment rights outside of Hitachi Solutions’ open enrollment period. affordable and meet minimum
This notice provides information on special enrollment periods for loss of value under the Affordable Care
prior coverage or the addition of a new dependent. Act, you will not generally see
• Medicaid & Children’s Health Insurance Program: Some states offer lower premiums or out-of-pocket
premium assistance programs for those who are eligible for health costs through the marketplace. In
coverage from their employers, but are unable to afford the premiums. addition, employer contributions
This notice provides information on how to determine if your state offers a to your medical benefits will be
premium assistance program. lost if you choose to purchase
• Summary of Benefits and Coverage (SBC): Health insurance issuers and coverage through the
marketplace, and your portion of
group health plans are required to provide you with an easy-to- medical premiums will no longer
understand summary about your health plan’s benefits and coverage. be paid via payroll deductions on
Please refer to the SBC and carrier contracts for additional plan details. a pre-tax basis.

For more information, go to
www.healthcare.gov.

Hitachi Solutions uses a third party vendor, Cigna, to manage all leaves of absences (LOA). Cigna will advise you on your
leave rights and guide you through the process. If you have a serious health condition where you can’t do your job and
plan to be absent from work for:

• More than three days in a row or intermittent hours off
• Hospitalization for any amount of time
• Birth of a child
• Care for support for a spouse, child or parent with a serious health REPORTING A LEAVE
condition and more. 888.84.CIGNA (24462)
Chat live at mycigna.com
Remember to contact your manager or Endora in Human Resources on or
before your first day of absence.