Page 7 - CA Benefit Guide Shepard Bros 8-17

VISION INSURANCE

The Anthem BlueView Vision plan provides professional vision care and high quality lenses and
frames through a broad network of optical specialists. You will receive richer benefits if you utilize a
network provider. If you utilize a non-network provider, you will be responsible to pay all charges at
the time of your appointment and will be required to file an itemized claim with Anthem Blue Cross.

ANTHEM BLUE CROSS
Plan Features PPO

Network Non-Network
Examination (Every 12 Months) $10 Copay $49 Benefit
Lenses (Every 12 Months)
- Single Vision $10 $35 Benefit
- Bifocal $10 $49 Benefit Note
- Trifocal $10 $74 Benefit
Anthem’s
Frames (Every 12 Months) Up to $130 $50 Benefit network includes
Contact Lenses (Every 12 Months) access to more
- Cosmetic / Elective Up to $130 $92 Benefit than 44,000
providers and
provider locations
BASIC LIFE AND AD&D INSURANCE including
independent

ophthalmologists
Life insurance protects your family or other beneficiaries in the event of your death while you are
and optometrists,
still actively employed with the company. Shepard Bros. pays for coverage, offered through Anthem as well as
Blue Cross, in the amount of one and a half times your annual base salary to a maximum benefit of LensCrafters®,
$500,000. If your death is due to a covered accident or injury, your beneficiary will receive an Target Optical,
additional amount through Accidental Death and Dismemberment (AD&D) coverage. Please note Sears Optical,
that amounts over $275,000 require evidence of insurability.
JCPenney Optical
and most Pearle
LONG TERM DISABILITY INSURANCE Vision retail
stores.

Shepard Bros. offers you Long-Term Disability (LTD) income replacement if you are disabled for an
extended period of time, through Anthem. If you become disabled, benefits begin 90 days after the
start of your illness or injury. LTD works with California State Disability, Social Security, and any Note
other group disability coverage, to provide you with a combined monthly benefit equal to 60% of
your pre-disability earnings to a maximum benefit of $10,000 per month. Consider updating
your beneficiary
401(K) designation if you
have experienced
a life changing
All employees are encouraged to participate in the company’s 401(k) plan with Fidelity Investments. event such as
This plan allows you to fund for your retirement with pre-tax dollars. The plan offers a wide range of marriage, divorce,
investment options to help you create a retirement portfolio that best meets your needs. This the birth of
includes 40 investment options to fit your risk profile. Shepard Bros. provides a matching children, etc. Call
contribution. Contribution limits are up to $18,000 in 2017 (the IRS limit) of your pre-tax earnings the Human
per year. Certain “highly compensated employees” may have a restriction on their contribution Resources
amount. Participants over age 50 can also “catch up” with an additional $6,000 per year. Please Department for a
contact the Human Resources Department for more information. copy of the
Beneficiary
Designation Form
as needed.

7