Page 21 - Community Health Systems Guide 2020 v2 (CHSI Review)

Annual Notices ACA

The Affordable Care Act (ACA)’s penalty for not having health coverage Various state and federal laws require that
(known as the individual mandate) has been eliminated. However, if employers provide disclosure and annual notices to
you are a taxpayer in California, Massachusetts, New Jersey, Vermont their plan participants. Community Health Systems,
or the District of Columbia, you will be required to have health Inc. has posted all federally required annual notices
coverage (unless you qualify for an exemption) or pay a penalty for the on our intranet for you to download and read at
2020 tax year – these states have an individual mandate requirement. your convenience. Community Health Systems, Inc.
will distribute all federally required annual notices
You may consider these options below to satisfy this requirement: upon hire and during each annual open enrollment
• Enroll in a medical plan offered by CHSI another group medical period. Please visit the internal shared drive for
plan meeting the requirements for minimum essential coverage; electronic versions:
• Purchase coverage through a health insurance marketplace;
• Enroll in coverage through a government-sponsored program if http://wiki/mediawiki/index.php?
eligible. title=Employee_Benefits

If you choose to purchase coverage through the marketplace, because
CHSI’s medical plans are considered affordable and meet minimum
Annual notices include the following:
value under the Affordable Care Act, you may not be eligible for a
 Medicare Part D Notice of Creditable Coverage
subsidy, and you may not see lower premiums or out-of-pocket costs
through the marketplace. In addition, employer contributions to your  Women's Health and Cancer Rights Act (WHCRA)
medical benefits will be lost, and your portion of medical premiums  Newborns’ and Mothers’ Health Protection Act
will no longer be paid via payroll deductions on a pre-tax basis.
 Special Enrollment Rights
 Medicaid & Children’s Health Insurance Program
 HIPAA Notice of Privacy Practices
For More Information  Wellness Program Disclosures
Go to www.healthcare.gov.

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