Page 10 - OrangeTheory Benefits Guide 07-2019_FINAL - NonCA

Additional Voluntary Benefits

MetLife | Group Accident
You have the opportunity to apply for Group Accident Insurance through MetLife. Group Accident pays benefits to help you
cover the unexpected costs associated with accidental death or injuries. Benefits are flat dollar payments and are not based
on medical expenses incurred. You have a choice of two levels of coverage – Low Plan or High Plan. Benefit amounts vary by
the plan you choose. You may also apply for coverage for your spouse/registered domestic partner and your dependent
children.
MetLife | Critical Illness
You have the opportunity to apply for Critical Illness Insurance, a limited benefit policy offered through MetLife. This
insurance is designed to help you offset the costs of certain covered critical illnesses such as stroke, permanent paralysis,
heart attack and end-stage renal disease. When diagnosed with a covered condition, you will receive a lump-sum benefit
that you can use for expenses such as deductibles, copays, transportation, and so on.

You may apply for Critical Illness Insurance coverage with either a $15,000 or $30,000 benefit with no medical
questionnaires or exams. You may also apply for coverage for your spouse/registered domestic partner and dependent
children. You must be enrolled in a major medical plan in order to apply for Critical Illness Insurance.
MetLife | Hospital Indemnity

You have the opportunity to apply for Hospital Indemnity Insurance through MetLife. Hospital Indemnity pays benefits to
help you cover the unexpected costs associated with hospital admission and confinement due to accident or
sickness. Benefits are flat dollar payments and are not based on medical expenses incurred. You have a choice of two levels
of coverage – Low Plan or High Plan. Benefit amounts vary by the plan you choose. You may also apply for coverage for your
spouse/registered domestic partner and your dependent children.

Health Screening Benefit: MetLife will provide an annual benefit for taking one of the eligible screening/prevention
measures. MetLife pays one benefit per covered person per calendar year. Benefit amounts for each plan are listed below:
• Accident: $75 benefit per calendar year
• Critical Illness: $50 benefit per calendar year
• Hospital Indemnity: $50 benefit per calendar year (Low Plan) / $100 benefit per calendar year (High Plan)

To contact Voluntary Benefit Advisors (VBA)
• VBA Claims & Servicing: (866) 797-3236
• VBA Call Center Enrollment Support: (888) 973-6206

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