Page 6 - OrangeTheory Benefits Guide 07-2019_FINAL - NonCA
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Medical Benefits– PPO





                                            Anthem Blue Cross                          Anthem Blue Cross
         Plan Name
                                               PUSH - HSA                               ALL OUT - PPO
                                    Prudent Buyer                            Prudent Buyer
         Network Name                                 Out-of-Network                              Out-of-Network
                                      Network                                  Network
         Health Benefits
         Lifetime Maximum                       Unlimited                                  Unlimited
         Deductible (Annual)
          - Individual                 $3,000             $9,000                 $250                  $750
          - Family                 $6,000 (embedded)   $18,000 (embedded)   $750 (embedded)       $2,250 (embedded)
         Co-Insurance (Plan Pays)       80%                60%                   90%                   70%
         Office Visit Copay
          - Primary Care Physician   20% after ded.    40% after ded.       $20 (ded. waived)       30% after ded.
          - Specialist Office Visit    20% after ded.   40% after ded.      $20 (ded. waived)       30% after ded.
         Out-of-Pocket Maximum     $5,000 (includes ded.)   $15,000 (includes ded.)      $2,500 (includes ded.)   $7,500 (includes ded.)
          - Individual            $10,000 (embedded;   $30,000 (embedded;   $5,000 (embedded;    $15,000 (embedded;
          - Family                   includes ded.)     includes ded.)        includes ded.)        includes ded.)
         Hospitalization                               40% after ded.                               30% after ded.
          - Inpatient               20% after ded.     ($1,000 max/day)       10% after ded.      ($1,000 max/day)
                                                       40% after ded.                               30% after ded.
          - Outpatient              20% after ded.     $350 max/visit)        10% after ded.       ($350 max/visit)
         Lab and X-Ray
         -Office / Freestanding Lab   20% after ded.   40% after ded.         10% after ded.        30% after ded.
         -Hospital
         Imaging (CT/PET Scans, MRIs)
          - Inpatient               20% after ded.     40% after ded.         10% after ded.        30% after ded.
          - Outpatient                                 ($800 max/test)                             ($800 max/test)
         Emergency Room                        20% after ded.                         $150 + 10% after ded.
         Emergency Transport/                  20% after ded.                            10% after ded.
         Ambulance
         Urgent Care                20% after ded.     40% after ded.       $20 (ded. waived)       30% after ded.
         Preventive Care              No charge        40% after ded.          No charge            30% after ded.
         Chiropractic / Acupuncture      20% after ded.   40% after ded.      $20 (ded. waived)     30% after ded.
                                     Chiropractic - 30 visits per benefit period      Chiropractic - 30 visits per benefit period
                                     Acupuncture - 20 visits per benefit period   Acupuncture - 20 visits per benefit period
         Pharmacy Benefits
         Pharmacy Deductible
          - Individual                 Combined with Medical Deductible           $0                    $0
          - Family                                                                $0                    $0
         Retail Pharmacy
          - Generic Formulary (Tier 1)   $5/$15        40% up to $250           $5/$15             50% up to $250
          - Preferred Brand  (Tier 2)   $40            40% up to $250             $30              50% up to $250
          - Non-Preferred (Tier 3)      $60            40% up to $250             $50              50% up to $250
          - Specialty (Tier 4)      30% up to $250     40% up to $250        30% up to $250        50% up to $250

         Mail Order Pharmacy
          - Generic Formulary (Tier 1)   $12.50/$37.50   Not Covered          $12.50/$37.50         Not Covered
          - Preferred Brand  (Tier 2)   $120            Not Covered               $90               Not Covered
          - Non-Preferred (Tier 3)      $180            Not Covered              $150               Not Covered



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