Page 18 - Work Life and Benefits Booklet 2020 SS
P. 18

DPPO Plan
       This plan offers you the freedom and flexibility to use the dentist of your choice. However, you will maximize your benefits and reduce your out-of-pocket costs if
       you choose a dentist who participates in the Delta Dental PPO or Premier network. When you utilize a PPO or Premier dentist, your out-of-pocket expenses will be
       less, however, you will usually pay the lowest amount for services when you visit a Delta Dental PPO dentist. If you obtain services using a non-network dentist, you
       will be responsible for the difference between the covered amount and the actual charges and you may be responsible for filing claims. The chart below provides a
       high-level overview of your dental plan.


                                                 DELTA DENTAL OF CALIFORNIA
       PLAN NAME                                                PPO

       NETWORK NAME                  DELTA DENTAL           DELTA DENTAL          NON-NETWORK                                FINDING A DENTAL
                                                               PREMIER
                                          PPO
                                                                                                                             PROVIDER
       Deductible (per calendar year)                                                                                        Go to
       Individual / Family                                    $50 / $150                                                     www.deltadentalins.com.
       Benefit Maximum (per calendar year; Preventive, Basic and Major Services                                              DHMO members refer to the
                                                                                                                             DeltaCare USA network  and
       combined)                                                                                                             PPO members refer to the
       Per Individual                                           $1,500                                                       Delta Dental PPO or Delta
                                                                                                                             Dental Premier network when
       Covered Services                                                                                                      prompted.

       Preventive Services                100%                   80%            80% + balance billing
                                    Deductible Waived
       Basic Services                     80%                    80%            80% + balance billing                        This is a California contract.
       Major Services                     50%                    50%            50% + balance billing
       Orthodontia                                  50% to $1,500 Lifetime Maximum
       (Child/Adult)                            Non-Network dentist may also balance bill





       Important
       We strongly recommend you ask your dentist for a predetermination if total charges are expected to exceed $300. Predetermination enables you and your dentist
       to know in advance what the payment will be for any service that may be in question.
   13   14   15   16   17   18   19   20   21   22   23