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Benefits





         Voluntary Life and AD&D Insurance


         Mutual of Omaha | Voluntary Life and AD&D Insurance
         In addition to the company provided Basic Life and AD&D benefits, you may elect to purchase additional Term Life and AD&D
         insurance  at  discounted  group  rates  provided  by  Mutual  of  Omaha.  You  pay  for  this  coverage  with  after-tax  dollars  through
         convenient payroll deductions.

                                                         Employee

         You may purchase coverage for yourself in increments of $10,000 up to a maximum benefit of $500,000, not to exceed 5 times
         your annual salary. Age reductions apply.
                                   Spouse / State of California Registered Domestic Partner

         If you buy coverage for yourself, you may also purchase coverage for your eligible spouse. Benefits for your spouse are available in
         increments of $5,000 to a maximum benefit of $250,000 and may not exceed 100% of your employee election. Age reductions apply.
         The spouse rate is based on your age.
                                                         Child(ren)
         If you buy coverage for yourself, you may also purchase coverage for your eligible dependent child(ren) under age 26. Benefits for
         your children are available in increments of $1,000 to a maximum benefit of $10,000 (minimum election of $2,000).
         Guarantee Issue is a pre-approved amount of coverage that does not require you to provide proof of good health (EOI), and is available to you
         during your initial eligibility period. Guarantee Issue (GI) is available in the following amounts:
         •   Employee: $150,000
         •   Spouse / State of California Registered Domestic Partner: $30,000
         •   Child(ren): $10,000
                                      Evidence of Insurability (EOI) Submission ……………………….   www.mutualofomaha.com/EOI
         If you are no longer in your initial eligibility period or selecting , you may enroll in Voluntary Life and AD&D insurance anytime during the year as long
         as you provide proof of good health. To provide proof of good health, you will be asked to complete a health questionnaire and are subject to
         insurance carrier approval. Mutual of Omaha may approve or decline coverage based on a review of your health history.
         Hearing Discount Program


         Mutual of Omaha | Hearing Discount Program
         Mutual of Omaha has partnered with Amplifon Hearing Health Care to provide hearing aid benefits, discounted hearing screening
         services, and discounts on custom hearing solutions to best fit your lifestyle and budget. Call Amplifon and a Patient Care Advocate
         will assist you in finding a hearing care provider near you. They will also send information to you and your selected provider to
         ensure your Amplifon discounts are activated.

                        For More Information
                        Go to www.amplifonusa.com/mutualofomaha or call (888) 534-1747.

         Will Preparation Services


         Mutual of Omaha | Will Preparation Services
         Willing  is  an  easy  and  free  way  to  make  your  will  online.  Mutual  of  Omaha’s  friendly  technology  is  designed  by  lawyers  and
         personalized for you. With Willing, you can easily create personalized legal documents tailored to the laws of your state, such as
         last  will  and  testament,  living  will,  power  of  attorney,  revocable  living  trust,  and  home  transfer  deed.  Willing  uses  bank-level
         security to keep your information safe and secure. In just 10 minutes, you can create a personalized will. This service is offered to
         you free of charge.

         Upgraded plans, including naming a guardian for children, power of attorney, living  wills and transfer of death deeds are also
         available for a fee. Enter MUTUAL20 at checkout to receive 20% off these plans.

                        To Get Started
                        Go to www.willing.com/mutualofomaha.

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