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Benefits

Life and AD&D Insurance

Anthem Blue Cross | Basic Life and AD&D Insurance
Life insurance protects your family or other beneficiaries in the event of your death while you are still actively employed with the
company. Wayfinders pays for coverage, offered through Anthem Blue Cross, in the amount of $20,000. If your death is due to a
covered accident or injury, your beneficiary will receive an additional amount through Accidental Death and Dismemberment
(AD&D) coverage.

A beneficiary is the person or entity who you designate to receive your death benefits. Choosing a beneficiary and keeping
your beneficiary up-to-date is an essential part of owning life insurance. Please remember to review your beneficiary
designation as new situations arise, such as the birth or adoption of a child, marriage or divorce.

Employee Assistance Program

Anthem Blue Cross | Resource Advisor
The Resource Advisor through Anthem Blue Cross provides you and your household members with free, confidential assistance to
help with personal or professional problems that may interfere with work or family responsibilities and obligations. Services are
available 24 hours a day, 7 days a week via a toll-free nationwide number. You and your household members can receive up to 3
in-person counseling sessions per issue per year.

Accessing the EAP

Go to www.resourceadvisorca.anthem.com (program name: ResourceAdvisor) or you may call (888) 209-
7840 to be immediately connected to an EAP counselor.

Travel Assistance Program

Anthem Blue Cross | Travel Assistance
Travel Assistance brings the comforts of home on the road. Anthem Blue Cross has teamed up with Europ Assistance USA to give
you vital travel services when you or your family are 100 miles or more from home—whether personal or business travel. Services
are available 24 hours a day, 7 days a week via a toll-free nationwide number. Europ Assistance USA ca give you useful tips before
you travel, such as vaccine and passport requirements, foreign exchange rates, travel advice and weather conditions.

Accessing Travel Assistance Benefits
Go to www.anthem.com/ca or call (866) 295-4890 in the US/Canada or (202) 296-7482 outside the US (call
collect).

Disability Insurance

Mutual of Omaha | Voluntary Long Term Disability Insurance
Wayfinders offers you the opportunity to purchase Long Term Disability (LTD) to provide income replacement if you become
disabled for an extended period of time, through Mutual of Omaha. If you become totally disabled, benefits begin 90 days after the
start of your illness or injury. LTD works with state disability programs, Social Security, and any other group disability coverage, to
provide you with a combined monthly benefit equal to 60% of your pre‐disability earnings up to a maximum benefit of $5,000 per
month. Minimum monthly benefit is the greater of $100 or 10% of your pre-disability earnings.

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