Page 11 - MMI Benefit Guide 2018 FINAL

Benefits

Supplemental Insurance
SOAs, LAs and SIPs are not eligible for this coverage

Sun Life | Accident Insurance
Marcus & Millichap offers you the opportunity to purchase Accident Insurance at discounted group rates, through Sun Life.
Accident insurance provides a fixed benefit for accidental injuries such as fractures and dislocations and related expenses, such as
emergency room visits and physical therapy. Daily hospital and ICU benefits are also included as well as an Accidental Death and
Dismemberment provision. This plan also includes a wellness screening benefit, which pays $50 per benefit year if you receive one
covered wellness screening test, performed while covered under the policy. Plan options include coverage for yourself, your
spouse and your child(ren). *See the plan documents for more benefit information, a list of covered tests and rate sheets for
monthly costs.

Sun Life | Critical Illness with Cancer Insurance

This plan provides cash to help with extra expenses so you can focus on your recovery if serious illness strikes. You get a lump-sum
cash benefit to use however you wish — even if you receive benefits from other insurance. The benefit provides coverage for
certain conditions such as cancer, heart attack and end stage kidney disease, among others. The guaranteed issue is $20,000 for
employee, $10,000 for spouse and $5,000 for child(ren). The plan also includes a wellness screening benefit, which pays $50 per
benefit year if you receive one covered wellness screening test, performed while covered under the policy. *See the plan
documents for more benefit information and a list of covered tests and see rate sheets for monthly costs.

Retirement Plan
SIPs are not eligible for this coverage

Newport Group | 401(k)
All employees are encouraged to participate in Marcus & Millichap’s 401(k) plan. This plan allows you to fund for your retirement
with pre-tax and/or after-tax dollars. MMI matches 50% on the first 8% of your deferral per pay period, up to an annual maximum
match of $4,000. The 2018 IRS employee deferral limit for those up to age 50 is $18,500 and for those 50 years or older during the
plan year, you may contribute $24,500 ($18,500 + $6,000 catch up deferral). Enroll any time after 1st of the month following the
completion of 30 days of employment.

Commuter Benefits

Flex Today

Marcus & Millichap sponsors the Commuter Choice program to help you pay for certain parking and transportation expenses you
incur to commute to work. The commuter benefits are offered to you through Flex Today. You can enroll at any time.

Plan Features:
➢ The Parking Account allows you to set aside up to $260 per month pre-tax to pay for your parking expenses at or near
your primary, long-term business location, or parking at or near a “park and ride” or similar location if you use mass-
transit.
➢ The Transit Account allows you to set aside up to $260 per month pre-tax to pay for transportation by train, light-rail or by
a public or subscription bus or the costs of an eligible vanpool. An eligible vanpool transports 7 or more adults, including
the driver, for the majority of the commute.

* Plan documents available at www.workforcenow.adp.com
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