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Voluntary Life and AD&D Insurance

You can buy extra insurance coverage at discounted rates through Lincoln Financial Group. You pay for this coverage with
paycheck deductions that are taken out after-tax.

YOU

Enroll when you start as a full-time Rioter and you won’t have to complete a health statement
(unless you’re requesting to be insured for more than $200,000).

You can purchase coverage:

• In increments of $25,000 ($50,000, $75,000, $100,000, etc.).
• Up to $500,000 or 7 times your yearly salary, whichever is less.

SPOUSE / PARTNER

If you buy coverage for yourself, you can also purchase coverage for your spouse or registered domestic partner.

• You can elect their coverage at half the amount you purchased for yourself and provide up to $250,000
or 3.5 times your yearly salary, whichever is less.

• For example, if you purchased $25,000 for yourself, you can elect your S/O’s insurance at $12,500.

Enroll when you start as a full-time Rioter and your spouse or domestic partner won’t have to complete a health
statement (unless they are requesting to be insured for more than $50,000).

CHILD(REN)

If you buy coverage for yourself, you can also buy coverage for your eligible dependent children.

• You can elect their coverage at 10% of how much you purchased for yourself and provide up to

$10,000 in coverage.

• For example, if you purchased $25,000 for yourself, you can elect their coverage at $2,500.

REMEMBER! If you don’t sign up for Voluntary Life and AD&D as a new hire and instead sign up during Open Enrollment,
Lincoln Financial needs “proof of good health”. You will need to fill out a health questionnaire, which the insurance company
uses to approve or decline coverage based on your health history. Rates are available in the BeneTrac Resource Library.

To sign up, log in to BeneTrac, choose the Voluntary Life and AD&D option that you’re looking for,
and put in the amount of money you want to elect.

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