Page 7 - PLM Benefit Guide 4-2018 - Non-CA Final
P. 7

Medical Benefits





                                                                                 Blue Shield
                                                                        Platinum Full PPO 250/15 OffEx


                                                               Full PPO Network                Non-Network*

         Health Benefits

         Lifetime Maximum Benefit                                                 Unlimited

         Deductible (Annual)
          Individual                                                $250                          $500
          Family                                                   $500                          $1,000
         Coinsurance (You Pay)                                       10%                           40%
         Office Visit Copay
          Primary Care Physician                                 $15 Copay                      Ded, 40%
          Specialist Office Visit                                $30 Copay                      Ded, 40%
         Out-of-Pocket Maximum
          Individual                                               $3,600                        $8,000
          Family                                                   $7,200                       $16,000

         Hospitalization
          Inpatient                                               Ded, 10%                      Ded, 40%
          Outpatient                                              Ded, 10%                      Ded, 40%
         Lab and X-Ray (Complex)                                   Ded, 10%                      Ded, 40%
         - Outpatient Hospital                                $100 Copay, Ded, 10%
         Emergency Services                                                  $100 Copay, Ded, 10%

         Urgent Care                                              $15 Copay                      Ded, 40%
         Preventive Care                                          No Charge                     Not Covered
         Chiropractic                                                             Ded, 50%
                                                                               (12 Visits/Year)
         Pharmacy Benefits
         Pharmacy Deductible
          Individual                                               None                           N/A
          Family                                                   None                           N/A
         Retail Pharmacy
          Tier 1                                                  $5 Copay                     Not Covered
          Tier 2                                                 $30 Copay                     Not Covered
          Tier 3                                                 $50 Copay                     Not Covered
          Supply Limit                                            30 Days                         N/A

         Mail Order Pharmacy
          Tier 1                                                 $10 Copay                     Not Covered
          Tier 2                                                 $60 Copay                     Not Covered
          Tier 3                                                 $100 Copay                    Not Covered
          Supply Limit                                            90 Days                         N/A
         *Non-Network benefits are based off of the plan’s non-network reimbursement schedule, and various benefits have limitations



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