Page 8 - PLM Benefit Guide 4-2018 - Non-CA Final
P. 8

Dental Benefits





         Anthem | PPO Dental Plan

         With the Anthem Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit from the
         negotiated rate or visit a non‐network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be less.
         You may also obtain services using a non-network dentist; however, you will be responsible for the difference between the
         covered amount and the actual charges and you may be responsible for filing claims.

                                                                                  Anthem
                                                                                DPPO Plan

                                                               Dental Complete                 Non-Network*
                                                                  Network
          Dental Benefits

         Calendar Year Maximum                                                    $1,500
         Deductible (Annual)
          Individual                                                               $50
          Family                                                                  $150

         Preventive (Plan Pays)                                     100%                          100%
         Exams, X-Rays, Cleanings

         Basic Services (Plan Pays)                            Deductible, 90%                Deductible, 80%
         Fillings, Oral Surgery,
         Endodontics, Periodontics
         Major Services (Plan Pays)                            Deductible, 60%                Deductible, 50%
         Crowns, Prosthetics
         Orthodontia
          Covered Members                                                    Children & Adults
          Copay                                                                    N/A
          Coinsurance                                                             50%
          Lifetime Benefit Maximum                                               $1,500

                                                       *Reimbursement based on 90th percentile


                     Finding In-Network Dental Providers
                     Go to www.anthem.com/ca or call  (877) 567-1804. PPO participants should refer to the Dental Complete
                     network when prompted.





          Note: We strongly recommend you ask your dentist for a predetermination if total charges are expected to exceed $300.
          Predetermination enables you and your dentist to know in advance what the payment will be for any service that may be
          in question.













         8
   3   4   5   6   7   8   9   10   11   12   13