Page 9 - 2019 Blacoh Benefit Guide Final 11/14/18
P. 9

Medical Benefits





         Plan Features                                                   Blue Shield PPO

                                                                       Gold Full PPO 450/30

         Network                                         In-Network PPO                   Non-Network Providers
         Deductible (Annual)
          - Individual                                       $450                                 $500
          - Family                                      $900 (embedded)                     $1,000 (embedded)

         Physician Services
          - Office Visits                          $30 / $50 (deductible waived)           40% after deductible
          - Preventive Care                                No Charge                           Not covered
          - Teledoc Consultation                       $5 per consultation                     Not covered
                                                       (deductible waived)
          - Diagnostic Lab/X-Ray                 Free Standing: 20% after deductible       40% after deductible
          - Imaging                                Hospital: $100 per visit + 20%          40% after deductible
                                                         after deductible                  40% after deductible

          - Rehab (Visit limits apply)                 20% after deductible                40% after deductible
          - Chiropractic Care (Visit limits apply)   50% (deductible waived)              50% (deductible waived)

         Out of Pocket Maximum                      $7,000 (includes deductible)        $10,000 (includes deductible)
         - Individual                                  $14,000 (embedded,                  $20,000 (embedded,
         - Family
                                                       includes deductible)                includes deductible)
         Hospitalization
         - Inpatient                                   20% after deductible                40% after deductible
         - Outpatient                                  20% after deductible                40% after deductible

         Mental Health & Substance Abuse
         - In-Patient                                  20% after deductible                40% after deductible
         - Out-Patient                                 20% after deductible                40% after deductible
         Emergency Services
         - Emergency Room                           $200 + 20% after deductible         $200 + 20% after deductible
         - Ambulance Transport                         20% after deductible                20% after deductible
         - Urgent Care                               $30 (deductible waived)                   Not covered
         Maternity
         - Prenatal Care                              No charge on first visit,            40% after deductible
                                                       20% after deductible

         - Postnatal Care                             No charge on first visit,            40% after deductible
                                                       20% after deductible
         - Inpatient Delivery                          20% after deductible                40% after deductible
         Prescription Drugs
         - Tier 1: Generic                                 $15 Copay                           Not covered
         - Tier 2: Preferred Brand                         $40 Copay                           Not covered
         - Tier 3: Non-Preferred Brand                     $60 Copay                           Not covered
         - Tier 4: Specialty                             30% up to $250                        Not covered
         Supply Limit                                       30 Days                               N/A
         Mail Order Pharmacy                              2 times retail                       Not covered
         Mail Order Supply Limit                          Up to 90 Days                        Not covered


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