Page 23 - The Insurance Times June 2020
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5. 103 service centers for disabled persons servicing  years on average which is more than by a couple of years
             500,000children with autism free of cost         compared to that of India and Pakistan having life
         6. Nationwide community-based skilled birth attendant  expectancy at birth figures of 68.5 and 67 years respectively.
                                                              Bangladesh has been able to produce huge number of private
             (CSBA)training program organized
                                                              physicians who are contributing to solve the day to day
         7. Expanded Cardiac surgeries in several hospitals
                                                              medical problem that people are facing.
         8. Strengthened care for emergency parents in public
             hospitals and private hospitals                  The country has also taken effective initiatives in ensuring
         9. Promoted private hospitals and encouraged public-  praise worthy infant and neonatal health protection as
             private partnerships in healthcare               reflected by sharp declines in the associated death rates.
                                                              Infant mortality rate in the country has gone down by almost
         10. Added several hundred new ambulances including boat  75% over the last three decades or so. At present, infant
             ambulances
                                                              mortality rate in Bangladesh hovers around 31 deaths per
         11. Free medical service sensured for freedom fighters and  1000 live births as compared to India.
             their families.
                                                              In short, it would be worthwhile to mention that Bangladesh
         Other Success                                        needs to do many things for achieving the success in
         X   Target to achieve universal health coverage by 2023  improving health sector. Health insurance will be a great
             that will pay 70%  of the medicalexpenses        tool.

         X   97% medicine demands are met by local pharmaceutical
             industries                                       Link Between Micro Health Insurance

         X   Primary HealthCare is free of cost and inclusive of health and Micro Finance
             screening                                        To prepare this report, it requires to study the evolution of
         X   Bangladesh has the world's largest deployment of  micro health insurance (MHI). The concept of micro health
             District Health Information System( DHIS2) software.  insurance policy has close link with that of micro finance
                                                              which is alternative financial tool to improve the economic
         Extensive Healthcare Network                         condition of the poor and disadvantaged people and
                                                              community of the developing countries like Bangladesh.
         X   About 70,000 Community Health Workers engaged
             indomiciliary service
                                                              Many researchers have found that reduction in out-of-
         X   About 19,000 daycare health facilities including  pocket expenses for healthcare and improved financial
             community clinics and union health & family welfare  protection for health coincided with both health reform such
             centers.                                         as health financing schemes and with economic recovery

         X   Courses introduced for mid wifery and 3,000 mid wives  and poverty alleviation schemes like micro-finance.
             post created 9 & 2
                                                              In this chapter, will mainly focus on issues related to micro
         A satisfactory level of progress has also been made in family  health insurance finance that can be tailored to serve the
         planning. In this connection, it would be worthwhile to  purpose of establishing micro health insurance in a
         mention that Bangladesh has made remarkable          developing country like Bangladesh.
         performances in achieving the Millennium Development
         Goals way ahead of neighbouring countries, has also The current Health Financing Strategy
         expressed its willingness to do the same with regard to  and its link to Micro Health Insurance
         achieving the SDGs as well. Many NGOs also engaged and
         contributing toward health care delivery system in   In 2012, the government implemented the health financing
         Bangladesh.                                          strategy 2012-2032 and the mission of this strategy is to
                                                              achieve universal health coverage by means of establishing
         According to the World Health Organisation (WHO),    social protection for health.
         Bangladesh is ahead of most of its neighbouring nations
         when it comes to its national life expectancy at birth. For  The major goals of the financing strategy is:
         example, the life expectancy at birth in the country is 72  X  To halve the out-of-pocket expenses for healthcare at

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