Page 55 - Banking Finance April 2022

STATISTICS

Deployment of Gross Bank Credit by Major Sectors

(` Crore)
Sector Outstanding as on Growth (%)
Mar.26, Financial
2021 2020 2021 year so Y-o-Y
far
Dec.18 Nov.19 Dec.31 2021-22 2021
1 2 3 4 % %
I. Gross Bank Credit (II+III) 10949509 10702596 11162247 11683413 6.7 9.2
II. Food Credit61254 92545 82415 88680 44.8 -4.2
III. Non-food Credit 10888255 10610052 11079831 11594733 6.5 9.3
1. Agriculture & Allied Activities 1280240 1237957 1344129 1417969 10.8 14.5
2. Industry (Micro and Small, Medium and Large) 2899531 2774549 2865403 2985278 3.0 7.6
2.1 Micro and Small 1 387220 371463 410646 447566 15.6 20.5
2.2 Medium 136108 120242 183668 224255 64.8 86.5
2.3 Large 2376203 2282844 2271089 2313458 -2.6 1.3
3. Services 2673753 2569512 2626577 2848108 6.5 10.8
3.1 Transport Operators 137405 134191 132364 141056 2.7 5.1
3.2 Computer Software 19219 17594 18720 19712 2.6 12.0
3.3 Tourism, Hotels & Restaurants 49085 49614 50282 52760 7.5 6.3
3.4 Shipping 7188 7217 7469 7026 -2.3 -2.6
3.5 Aviation 25643 23436 26771 12229 -52.3 -47.8
3.6 Professional Services 105333 103760 101363 105280 -0.1 1.5
3.7 Trade 599158 561052 588738 644771 7.6 14.9
3.7.1 Wholesale Trade 310377 269945 303758 329918 6.3 22.2
3.7.2 Retail Trade 288780 291108 284979 314853 9.0 8.2
3.8 Commercial Real Estate 264889 260768 260262 270860 2.3 3.9
2
3.9 Non-Banking Financial Companies (NBFCs) of which, 940205 883392 920630 1002081 6.6 13.4
3.9.1 Housing Finance Companies (HFCs) 215617 179730 220855 229942 6.6 27.9
3.9.2 Public Financial Institutions (PFIs) 78442 57491 90751 108035 37.7 87.9
3.10 Other Services 3 525628 528488 519979 592334 12.7 12.1
4. Personal Loans 2857789 2701738 2985430 3087845 8.1 14.3
4.1 Consumer Durables 8812 8435 12313 13115 48.8 55.5
4.2 Housing 1460091 1392259 1490157 1521439 4.2 9.3
4.3 Advances against Fixed Deposits 63676 58829 64797 73011 14.7 24.1
4.4 Advances to Individuals against share & bonds 4419 4705 4714 4820 9.1 2.5
4.5 Credit Card Outstanding 116549 110350 122111 124743 7.0 13.0
4.6 Education 63969 64843 63452 63213 -1.2 -2.5
4.7 Vehicle Loans 269706 258062 275249 279485 3.6 8.3
4.8 Loan against gold jewellery 60849 48859 65630 70871 16.5 45.1
4.9 Other Personal Loans 809718 755397 887007 937148 15.7 24.1
(Continued in next page)

BANKING FINANCE | APRIL | 2022 | 55