Page 50 - September 2022 Issue.indd

contracts. This includes the advertised • Even though a salesperson assures
add ons that CMS expects to be included you that your doctors will accept
in the health care policy, like vision, their insurance, you must call all
Spot may say the coverage is free, meaning diagnostic centers to confi rm
of your providers, hospitals, and
Senior dental and hearing. The advertising
that the healthcare company does not
that they accept a particular
charge a premium, but the Medicare Advantage plan. Last year people
Advantage provider must deduct the were signed up at seminars and
Senior Moments
part B premium ($170.10 in 2022) by phone for plans. Come January
by Mary Moran
from your Social Security each month. and February they had a rude
410-829-2535 / 410-490-3078

Often the 20% co-pay benefi ciaries are awakening when they discovered
responsible for is spread out into smaller they had to drive to Dover to
Happy Fall! Now that September is here,
copays for each part B service, and there see a health care provider.
SHIP is gearing up for the 2022 annual
is always a large out of pocket TROOP
Open Enrollment period. Although • Make sure you fully understand
(True Out of Pocket) to be met annually
Open Enrollment starts on October 15, what your monthly and yearly

by the beneficiary before full coverage
the advertising for Medicare products on maximum out-of-pocket costs will
kicks in.
TV, radio, and the internet will ramp up be. Do not sign up until you do. In

now. The junk mail will begin to fl ow, and The advertising you see is presented 2022 people who misunderstood
solicitation calls will increase from fast nationally. Advantage works best in the actual expenses and coverages
talking sales reps trying to sell Medicare highly populated areas where multiple of Medicare Advantage when
Advantage plans, supplemental plans, Advantage health systems are geared to they signed up got lucky and
and prescription drug plans. provide care to specifi c areas. Remember were able to disenroll only
that Advantage is limited geographically. because of the equitable relief
This annual advertising is aimed at granted by Social Security due
If one had Advantage coverage in
Medicare beneficiaries seeking help to a glitch in their telephone
Delaware or Virginia and then moves to
with vision, dental and hearing. The systems. Normally one can only
Caroline County, their health insurance
only form of Medicare that off ers those
will generally not transfer to the new
extra coverages is Medicare Advantage.
area.
Medicare Advantage is not original
Medicare, which is the one run by the On the other hand, remember that
Federal Government. original Medicare, along with your
supplemental policy, guarantees
Advantage plans are run by for profit coverage in every state in the union.
healthcare companies who sign contracts
with the federal government to provide Before signing up for a Medicare
healthcare to eligible benefi ciaries. Th e Advantage plan on the Eastern Shore
Center for Medicare and Medicaid be sure to research three things.
(CMS) oversees what is in those
ĂŝůLJ ĐƟǀŝƟĞƐ
RN on Call
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^ŶĂĐŬƐ Θ ĞǀĞƌĂŐĞƐ
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Let Me Help You! >ŝĐĞŶƐĞĚ ƚŽ WƌŽǀŝĚĞ
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DĞŵŽƌLJ ĂƌĞ
Anthony Insurance Services ^ƉĞĐŝĂů ŝĞƚ Θ ŝŶŝŶŐ ƐƐŝƐƚĂŶĐĞ
WŽƐƚͲƌĞŚĂďŝůŝƚĂƟŽŶ WĂƌƚŶĞƌƐŚŝƉƐ
Ann M. Anthony ǁŝƚŚ ŽĐƚŽƌƐ ĂŶĚ dŚĞƌĂƉŝƐƚƐ
ĂŶĚ ŵƵĐŚ ŵŽƌĞ͘͘͘

Specializing in Medicare Supplemental Plans, www.arcadia-living.com
Medicare Advantage Plans, Medicare Part-D Plans,
Dental and Vision, Long Term Care, and Life Insurance
Call Ann Today for an Appointment 410-708-0899 • anthonyins17@gmail.com
22850 Fleming Road, Denton, MD 21629 Come Home to Arcadia

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