Page 20 - Pitch Book Test

Interchange Rates

Visa Consumer Credit Classic Rewards Signature Sig Preferred Infinite Visa Corp/Purchasing Purchasing Corporate T&E Prepaid
CPS/Retail 1.51% + $0.10 1.65% + $0.10 1.65% + $0.10 2.10% + $0.10 2.10% + $0.10 Commercial CP 2.50% + $0.10 2.50% + $0.10 2.15% + $0.10
CPS/Restaurant 1.54% + $0.10 1.95% + $0.10 2.30% + $0.10 2.40% + $0.10 n/a Commercial Level II 2.05% + $0.10 2.05% + $0.10 n/a
CPS/Supermkt (35¢ cap) 1.22% + $0.05 1.65% + $0.10 1.65% + $0.10 2.10% + $0.10 n/a Commercial Level III 1.85% + $0.10 1.85% + $0.10 n/a
CPS/Small Ticket 1.65% + $0.04 1.65% + $0.04 1.65% + $0.04 2.10% + $0.10 n/a Commercial Travel Svc 2.55% + $0.10 2.55% + $0.10 n/a
CPS/Retail 2 1.43% + $0.05 1.43% + $0.05 1.43% + $0.05 2.40% + $0.10 n/a Commercial CNP 2.65% + $0.10 2.65% + $0.10 2.65% + $0.10
CPS/Recurring Bill Paym't 1.43% + 0.05 n/a n/a n/a n/a Govmnt-to-Govmnt 1.65% + $0.10 n/a n/a
CPS/Retail Key Entry 1.80% + $0.10 1.95% + $0.10 1.95% + $0.10 2.10% + $0.10 n/a GSA Large Ticket 1.20% + $39.00 n/a n/a
CPS/Card Not Present 1.80% + $0.10 1.95% + $0.10 1.95% + $0.10 2.40% + $0.10 2.40% + $0.10 Large Purchase Advantage 0.70% + $49.50 n/a n/a
CPS/E-Commerce Basic 1.80% + $0.10 1.95% + $0.10 1.95% + $0.10 2.40% + $0.10 n/a Commercial Lg Ticket 1.45% + $35.00 n/a 1.45% + $35.00
CPS/E-Commerce Pref 1.80% + $0.10 1.80% + $0.10 1.80% + $0.10 2.40% + $0.10 n/a Travel Service 2.55% + $0.10 2.55% + $0.10
CPS/Svc Stn ($1.10 cap) 1.15% + $0.25 1.15% + $0.25 1.15% + $0.25 1.15% + $0.25 n/a Commercial Standard 2.95% + $0.10 2.95% + $0.10 2.95% + $.10
CPS/Utility $0.75 $0.75 $0.75 $0.75 n/a Regulated Commercial n/a n/a 0.05% + $0.22
CPS/Hotel&CarRental CP 1.54% + $0.10 1.95% + $0.10 2.30% + $0.10 2.40% + $0.10 n/a Visa Business Credit Tier 1 Tier 2 Tier 3 Tier 4
CPS/Hotel&CarRental CNP 1.54% + $0.10 1.95% + $0.10 2.30% + $0.10 2.40% + $0.10 n/a Business Retail 2.20% + $0.10 2.30% + $0.10 2.40% + $0.10 2.50% + $0.10
CPS/Passenger Transport 1.70% + $0.10 1.95% + $0.10 2.30% + $0.10 2.40% + $0.10 n/a Business B2B 2.10% + $0.10 2.25% + $0.10 2.40% + $0.10 2.50% + $0.10
CPS/Account Funding 2.14% + $0.10 2.14% + $0.10 2.14% + $0.10 2.40% + $0.10 n/a Business Level II 2.05% + $0.10 2.05% + $0.10 2.05% + $0.10 2.20% + $0.10
CPS/Charity 1.35% + $0.05 1.35% + $0.05 1.35% + $0.05 1.35% + $0.05 n/a Business Utility Program $1.50 n/a n/a n/a
Electronic (EIRF) 2.30% + $0.10 2.30% + $0.10 2.30% + $0.10 2.40% + $0.10 2.40% + $0.10 Business Card Not Present 2.25% + $0.10 2.45% + $0.15 2.60% + $0.20 2.70% + $0.20
Standard 2.70% + $0.10 2.70% + $0.10 2.70% + $0.10 2.95% + $0.10 2.95% + $0.10 Business Electronic (EIRF) 2.40% + $0.10 2.75% + $0.15 2.85% + $0.20 2.95% + $0.20
Visa Consumer Debit Debit Prepaid Business Standard 2.95% + $0.20 2.95% + $0.20 2.95% + $0.20 2.95% + $0.25
U.S. Regulated 0.05% + $0.22 0.05% + $0.22 Business Standard (T&E) 2.95% + $0.20 2.95% + $0.20 2.95% + $0.20 2.95% + $0.25
CPS/Retail 0.80% + $0.15 1.15% + $0.15 Regulated Business n/a 0.05% + $0.22 0.05% + $0.22 n/a
CPS/Restaurant 1.19% + $0.10 1.15% + $0.15 Visa Business Debit/Prepaid Business Debit Business Prepaid
CPS/Supermkt $0.30 1.15% + $0.15 U.S. Regulated 0.05% + $0.22 n/a
CPS/Small Ticket 1.55% + $0.04 1.60% + $0.05 Business Debit Card - CP 1.70% + $0.10 n/a
CPS/Retail 2 ($2.00 cap) 0.65% + $0.15 0.65% + $0.15 Business Debit Card - CNP 2.45% + $0.10 n/a
CPS/Retail Key Entry 1.65% + $0.15 1.75% + $0.20 Business Utility (CNP Only) $1.50 $1.50
CPS/Card Not Present 1.65% + $0.15 1.75% + $0.20 Business Debit Standard 2.95% + $0.10 n/a
CPS/E-Commerce Basic 1.65% + $0.15 1.75% + $0.20
CPS/E-Commerce Pref 1.60% + $0.15 1.75% + $0.20
CPS/Svc Station (95¢ cap) 0.80% + $0.15 1.15% + $0.15
CPS/Utility $0.65 $0.65
CPS/Hotel&CarRental CP 1.19% + $0.10 1.15% + $0.15
CPS/Hotel&CarRental CNP 1.70% + $0.15 1.75% + $0.20 Visa Assessments & Fees Rate
Travel Service 1.19% + $0.10 1.15% + $0.15 Assessments - Credit 0.13%
CPS/Debt Repmt ($2 cap) 0.65% + $0.15 0.65% + $0.15 Assessments - Debit 0.11%
CPS/Debit Tax Pmt ($2 cap) 0.65% + $0.15 0.65% + $0.15 Acq Processing Fee-Debit $0.0155
Electronic (EIRF) 1.75% + $0.20 1.80% + $0.20 Acq Processing Fee-Credit $0.0195
Standard 1.90% + $0.25 1.90% + $0.25 Network Fee $0.0050
Visa Interregional Classic Premium Infinite Commercial Transaction Integrity Fee $0.1000
Regulated Debit 0.05% + $0.22 0.05% + $0.22 0.05% + $0.22 0.05% + $0.22 Fixed Acq NW Fee varies
Issuer Chip Card 1.10% 1.80% 1.97% 2.00% Foreign Card Fee 0.45%
Electronic (EIRF) 1.10% 1.80% 1.97% 2.00% Authorization Misuse Fee $0.0450
Standard 1.60% 1.80% 1.97% 2.00% Zero Floor Limit Fee $0.1000
Transaction Fee - Credit $0.0195
Transaction Fee - Debit $0.0155

Payment Processing Consultants, Inc. is a registered ISO of Wells Fargo Bank, N.A., PO Box 6079 Concord CA 95524