Page 24 - Pitch Book Test
P. 24

Interchange Rates









 Discover Consumer Credit  Core  Rewards  Premium  Premium Plus  Discover Interregional  Rate
 PSL - Retail  1.56% + $0.10  1.71% + $0.10  1.71% + $0.10  2.10% + $0.10  Interregional Electronic  1.36% + $0.00
 PSL - Restaurants  1.56% + $0.10  1.90% + $0.10  2.20% + $0.10  2.30% + $0.10  Interregional Base Submission Level 1.70% + $0.10
 PSL - Supermarket/Warehouse  1.40% + $0.05  1.65% + $0.05  1.65% + $0.05  1.90% + $0.10
 PSL - Express Services  1.95% + $0.00  1.95% + $0.00  1.95% + $0.00  2.05% + $0.00  Discover Assessments & Fees  Rate
 Key Entry  1.87% + $0.10  1.97% + $0.10  2.00% + $0.10  2.15% + $0.10  Assessments  0.130%
 PSL - Card Not Present  1.87% + $0.10  1.97% + $0.10  2.00% + $0.10  2.35% + $0.10  Network Fee  $0.0195
 PSL - E-Commerce  1.87% + $0.10  1.97% + $0.10  2.00% + $0.10  2.35% + $0.10  International Processing Fee  0.45%
 PSL - Petroleum  1.55% + $0.05  1.73% + $0.05  1.73% + $0.05  1.73% + $0.05  International Service Fee  0.80%
 PSL - Emerging Markets  1.45% + $0.05  1.45% + $0.05  1.45% + $0.05  2.30% + $0.10
 PSL - Recurring Payments  1.20% + $0.05  1.20% + $0.05  1.20% + $0.05  1.80% + $0.05
 PSL - Utilities  $0.75  $0.75  $0.75  $0.75
 PSL - Real Estate  1.10%  1.10%  1.10%  2.30% + $0.10
 PSL - Insurance  1.43% + $0.05  1.43% + $0.05  1.43% + $0.05  2.30% + $0.05
 PSL - Public Services  1.55% + $0.10  1.55% + $0.10  1.55% + $0.10  1.55% + $0.10
 PSL - Hotels/Car Rentals  1.58% + $0.10  1.90% + $0.10  2.30% + $0.10  2.30% + $0.10
 PSL - Passenger Transport  1.75% + $0.10  1.90% + $0.10  2.30% + $0.10  2.30% + $0.10
 Mid Submission Level  2.40% + $0.10  2.40% + $0.10  2.40% + $0.10  2.40% + $0.10
 Base Submission Level  2.95% + $0.10  2.95% + $0.10  2.95% + $0.10  2.95% + $0.10

 Discover Consumer Debit  Debit  Regulated Debit  Reg Debit w/Fraud  Prepaid  Regulated Prepaid  Reg Prepaid w/Fraud
 PSL - Retail  1.10% + $0.16  0.05% + $0.21  0.05% + $0.22  1.10% + $0.16  0.05% + $0.21  0.05% + $0.22
 PSL - Restaurants  1.10% + $0.16  0.05% + $0.21  0.05% + $0.22  1.10% + $0.16  0.05% + $0.21  0.05% + $0.22
 PSL - Supermarket/Warehouse  1.10% + $0.16  0.05% + $0.21  0.05% + $0.22  1.10% + $0.16  0.05% + $0.21  0.05% + $0.22
 PSL - Express Services  1.80% + $0.00  0.05% + $0.21  0.05% + $0.22  1.80% + $0.00  0.05% + $0.21  0.05% + $0.22
 Key Entry  1.75% + $0.20  0.05% + $0.21  0.05% + $0.22  1.75% + $0.20  0.05% + $0.21  0.05% + $0.22
 PSL - Card Not Present  1.75% + $0.20  0.05% + $0.21  0.05% + $0.22  1.75% + $0.20  0.05% + $0.21  0.05% + $0.22
 PSL - Ecommerce  1.75% + $0.10  0.05% + $0.21  0.05% + $0.22  1.75% + $0.20  0.05% + $0.21  0.05% + $0.22
 PSL - Petroleum  0.76% + $0.16  0.05% + $0.21  0.05% + $0.22  0.76% + %0.16  0.05% + $0.21  0.05% + $0.22
 PSL - Emerging Markets  0.90% + $0.20  0.05% + $0.21  0.05% + $0.22  0.90% + $0.20  0.05% + $0.21  0.05% + $0.22
 PSL - Recurring Payments  1.20% + $0.05  0.05% + $0.21  0.05% + $0.22  1.20% + $0.05  0.05% + $0.21  0.05% + $0.22
 PSL - Utilities  $0.75  0.05% + $0.21  0.05% + $0.22  $0.75  0.05% + $0.21  0.05% + $0.22
 PSL - Real Estate  1.10%  0.05% + $0.21  0.05% + $0.22  1.10%  0.05% + $0.21  0.05% + $0.22
 PSL - Insurance  0.80% + $0.25  0.05% + $0.21  0.05% + $0.22  0.80% + $0.25  0.05% + $0.21  0.05% + $0.22
 PSL - Public Services  0.90% + $0.20  0.05% + $0.21  0.05% + $0.22  0.90% + $0.20  0.05% + $0.21  0.05% + $0.22
 PSL - Hotels/Car Rentals  1.35% + $0.16  0.05% + $0.21  0.05% + $0.22  1.35% + $0.16  0.05% + $0.21  0.05% + $0.22
 PSL - Passenger Transport  1.59% + $0.16  0.05% + $0.21  0.05% + $0.22  1.59% + $0.16  0.05% + $0.21  0.05% + $0.22
 Mid Submission Level  1.80% + $0.20  0.05% + $0.21  0.05% + $0.22  1.80% + $0.20  0.05% + $0.21  0.05% + $0.22
 Base Submission Level  1.89% + $0.25  0.05% + $0.21  0.05% + $0.22  1.89% + $0.25  0.05% + $0.21  0.05% + $0.22

 Discover Commercial  Credit/Debit  Regulated Debit Regulated Debit w/Fraud  Prepaid  Regulated Prepaid  Reg Prepaid w/Fraud
 Commercial Utilities  $1.50  0.05% + $0.21  0.05% + $0.22  $1.50  0.05% + $0.21  0.05% + $0.22
 Commercial Large Ticket  0.90% + $20.00 0.05% + $0.21  0.05% + $0.22  0.90% + $20.00  0.05% + $0.21  0.05% + $0.22
 Commercial Electronic  2.30% + $0.10  0.05% + $0.21  0.05% + $0.22  2.30% + $0.10  0.05% + $0.21  0.05% + $0.22
 Commercial Base  2.95% + $0.10  0.05% + $0.21  0.05% + $0.22  2.95% + $0.10  0.05% + $0.21  0.05% + $0.22









 Payment Processing Consultants, Inc. is a registered ISO of Wells Fargo Bank, N.A., PO Box 6079 Concord CA 95524
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