Page 23 - Pitch Book Test

Interchange Rates

Discover Consumer Credit Core Rewards Premium Premium Plus Discover Interregional Rate
PSL - Retail 1.56% + $0.10 1.71% + $0.10 1.71% + $0.10 2.10% + $0.10 Interregional Electronic 1.36% + $0.00
PSL - Restaurants 1.56% + $0.10 1.90% + $0.10 2.20% + $0.10 2.30% + $0.10 Interregional Base Submission Level 1.70% + $0.10
PSL - Supermarket/Warehouse 1.40% + $0.05 1.65% + $0.05 1.65% + $0.05 1.90% + $0.10
PSL - Express Services 1.95% + $0.00 1.95% + $0.00 1.95% + $0.00 2.05% + $0.00 Discover Assessments & Fees Rate
Key Entry 1.87% + $0.10 1.97% + $0.10 2.00% + $0.10 2.15% + $0.10 Assessments 0.130%
PSL - Card Not Present 1.87% + $0.10 1.97% + $0.10 2.00% + $0.10 2.35% + $0.10 Network Fee $0.0195
PSL - E-Commerce 1.87% + $0.10 1.97% + $0.10 2.00% + $0.10 2.35% + $0.10 International Processing Fee 0.45%
PSL - Petroleum 1.55% + $0.05 1.73% + $0.05 1.73% + $0.05 1.73% + $0.05 International Service Fee 0.80%
PSL - Emerging Markets 1.45% + $0.05 1.45% + $0.05 1.45% + $0.05 2.30% + $0.10
PSL - Recurring Payments 1.20% + $0.05 1.20% + $0.05 1.20% + $0.05 1.80% + $0.05
PSL - Utilities $0.75 $0.75 $0.75 $0.75
PSL - Real Estate 1.10% 1.10% 1.10% 2.30% + $0.10
PSL - Insurance 1.43% + $0.05 1.43% + $0.05 1.43% + $0.05 2.30% + $0.05
PSL - Public Services 1.55% + $0.10 1.55% + $0.10 1.55% + $0.10 1.55% + $0.10
PSL - Hotels/Car Rentals 1.58% + $0.10 1.90% + $0.10 2.30% + $0.10 2.30% + $0.10
PSL - Passenger Transport 1.75% + $0.10 1.90% + $0.10 2.30% + $0.10 2.30% + $0.10
Mid Submission Level 2.40% + $0.10 2.40% + $0.10 2.40% + $0.10 2.40% + $0.10
Base Submission Level 2.95% + $0.10 2.95% + $0.10 2.95% + $0.10 2.95% + $0.10

Discover Consumer Debit Debit Regulated Debit Reg Debit w/Fraud Prepaid Regulated Prepaid Reg Prepaid w/Fraud
PSL - Retail 1.10% + $0.16 0.05% + $0.21 0.05% + $0.22 1.10% + $0.16 0.05% + $0.21 0.05% + $0.22
PSL - Restaurants 1.10% + $0.16 0.05% + $0.21 0.05% + $0.22 1.10% + $0.16 0.05% + $0.21 0.05% + $0.22
PSL - Supermarket/Warehouse 1.10% + $0.16 0.05% + $0.21 0.05% + $0.22 1.10% + $0.16 0.05% + $0.21 0.05% + $0.22
PSL - Express Services 1.80% + $0.00 0.05% + $0.21 0.05% + $0.22 1.80% + $0.00 0.05% + $0.21 0.05% + $0.22
Key Entry 1.75% + $0.20 0.05% + $0.21 0.05% + $0.22 1.75% + $0.20 0.05% + $0.21 0.05% + $0.22
PSL - Card Not Present 1.75% + $0.20 0.05% + $0.21 0.05% + $0.22 1.75% + $0.20 0.05% + $0.21 0.05% + $0.22
PSL - Ecommerce 1.75% + $0.10 0.05% + $0.21 0.05% + $0.22 1.75% + $0.20 0.05% + $0.21 0.05% + $0.22
PSL - Petroleum 0.76% + $0.16 0.05% + $0.21 0.05% + $0.22 0.76% + %0.16 0.05% + $0.21 0.05% + $0.22
PSL - Emerging Markets 0.90% + $0.20 0.05% + $0.21 0.05% + $0.22 0.90% + $0.20 0.05% + $0.21 0.05% + $0.22
PSL - Recurring Payments 1.20% + $0.05 0.05% + $0.21 0.05% + $0.22 1.20% + $0.05 0.05% + $0.21 0.05% + $0.22
PSL - Utilities $0.75 0.05% + $0.21 0.05% + $0.22 $0.75 0.05% + $0.21 0.05% + $0.22
PSL - Real Estate 1.10% 0.05% + $0.21 0.05% + $0.22 1.10% 0.05% + $0.21 0.05% + $0.22
PSL - Insurance 0.80% + $0.25 0.05% + $0.21 0.05% + $0.22 0.80% + $0.25 0.05% + $0.21 0.05% + $0.22
PSL - Public Services 0.90% + $0.20 0.05% + $0.21 0.05% + $0.22 0.90% + $0.20 0.05% + $0.21 0.05% + $0.22
PSL - Hotels/Car Rentals 1.35% + $0.16 0.05% + $0.21 0.05% + $0.22 1.35% + $0.16 0.05% + $0.21 0.05% + $0.22
PSL - Passenger Transport 1.59% + $0.16 0.05% + $0.21 0.05% + $0.22 1.59% + $0.16 0.05% + $0.21 0.05% + $0.22
Mid Submission Level 1.80% + $0.20 0.05% + $0.21 0.05% + $0.22 1.80% + $0.20 0.05% + $0.21 0.05% + $0.22
Base Submission Level 1.89% + $0.25 0.05% + $0.21 0.05% + $0.22 1.89% + $0.25 0.05% + $0.21 0.05% + $0.22

Discover Commercial Credit/Debit Regulated Debit Regulated Debit w/Fraud Prepaid Regulated Prepaid Reg Prepaid w/Fraud
Commercial Utilities $1.50 0.05% + $0.21 0.05% + $0.22 $1.50 0.05% + $0.21 0.05% + $0.22
Commercial Large Ticket 0.90% + $20.00 0.05% + $0.21 0.05% + $0.22 0.90% + $20.00 0.05% + $0.21 0.05% + $0.22
Commercial Electronic 2.30% + $0.10 0.05% + $0.21 0.05% + $0.22 2.30% + $0.10 0.05% + $0.21 0.05% + $0.22
Commercial Base 2.95% + $0.10 0.05% + $0.21 0.05% + $0.22 2.95% + $0.10 0.05% + $0.21 0.05% + $0.22

Payment Processing Consultants, Inc. is a registered ISO of Wells Fargo Bank, N.A., PO Box 6079 Concord CA 95524