Page 5 - Fontbonne 2021 New Hire Guide
P. 5
2021
Fontbonne University Enrollment Guide
MEDICAL
For many people, nothing is more important than our ID Cards
health and the health of our family members. This is All medical plan enrollees will receive a new ID card in
why Fontbonne offers a robust medical and pharmacy the mail, but you can also access an electronic ID card
online. To view, login to www.umr.com and select “ID
insurance program to employees. The University Card” under the myMenu taskbar.
partners with UMR and OptumRx to administer these
medical and pharmacy beneits.
As an employee of Fontbonne, you continue to have
the choice between two plans—the Premium Plan and
the HSA Plan. You are encouraged to weigh the below
considerations when choosing the plan which best
meets your needs.
Features of Both Plans
Access to the UnitedHealthcare Choice Plus
network
Access to OptumRx’s Broad Network for
pharmacy
Coverage for routine preventive care at 100%
Premium Plan—Traditional PPO
Features
Higher per-paycheck premiums with lower
deductible
Flat dollar copays for prescription drugs
Flat dollar copays for primary and specialty
doctor’s ofice visits
Eligible to participate in the Flexible Spending
Account (FSA)
HSA Plan Features
Lower per-paycheck premiums with higher
deductible, which allows you to pay for care
when you need it
Eligible to participate in the Health Savings
Account (HSA)
5
Fontbonne University Enrollment Guide
MEDICAL
For many people, nothing is more important than our ID Cards
health and the health of our family members. This is All medical plan enrollees will receive a new ID card in
why Fontbonne offers a robust medical and pharmacy the mail, but you can also access an electronic ID card
online. To view, login to www.umr.com and select “ID
insurance program to employees. The University Card” under the myMenu taskbar.
partners with UMR and OptumRx to administer these
medical and pharmacy beneits.
As an employee of Fontbonne, you continue to have
the choice between two plans—the Premium Plan and
the HSA Plan. You are encouraged to weigh the below
considerations when choosing the plan which best
meets your needs.
Features of Both Plans
Access to the UnitedHealthcare Choice Plus
network
Access to OptumRx’s Broad Network for
pharmacy
Coverage for routine preventive care at 100%
Premium Plan—Traditional PPO
Features
Higher per-paycheck premiums with lower
deductible
Flat dollar copays for prescription drugs
Flat dollar copays for primary and specialty
doctor’s ofice visits
Eligible to participate in the Flexible Spending
Account (FSA)
HSA Plan Features
Lower per-paycheck premiums with higher
deductible, which allows you to pay for care
when you need it
Eligible to participate in the Health Savings
Account (HSA)
5
