Page 17 - National General 2021 Annual Benefits Enrollment
P. 17
2021
www.mynatgenbenefits.com
Short-Term and Long-Term Disability
The Hartford Short-Term Disability and Long-Term Disability plans can pay a percentage of your income for the time you
are unable to work because of illness or injury. There is no cost to you for the short-term and core long-term disability
plans. You can buy additional long-term coverage for even greater peace of mind.
Short-Term Disability (STD) Long-Term Disability (LTD)
At no cost to you, this plan: Core Coverage
Takes effect the first of the month following a 90-day If your disability requires additional time away from work,
benefit waiting period at no cost to you, this coverage:
Replaces all or a portion of your pay for up to 12 Takes effect the first of the month following a 90-day
weeks (after a seven-day waiting period) if you suffer benefit waiting period
an approved medical disability May pay 50% of base earnings to a maximum $5,000
Calculates the benefit percentage based on your years monthly benefit
of service Includes pre-existing condition exclusions for
The Hartford determines benefit eligibility disabilities beginning within 12 months of coverage
effective date
For More Information Buy-Up Coverage
Call 877.307.7509 or visit mybenefits.thehartford.com/login If you need more coverage than the Core LTD offers,
additional long-term disability coverage is available. Buy-
Up Coverage:
Will cost you $0.46 per $100 of covered monthly
earnings per month
Increases benefit to 66 2∕3% of your monthly base
earnings, up to a $15,000 monthly maximum
Takes effect the first of the month following a 90-day
benefit waiting period
Will be subject to medical evidence of insurability if
you enroll after you are initially eligible*; May include
pre-existing condition exclusions
* You will receive email correspondence directly from The Hartford.
17
www.mynatgenbenefits.com
Short-Term and Long-Term Disability
The Hartford Short-Term Disability and Long-Term Disability plans can pay a percentage of your income for the time you
are unable to work because of illness or injury. There is no cost to you for the short-term and core long-term disability
plans. You can buy additional long-term coverage for even greater peace of mind.
Short-Term Disability (STD) Long-Term Disability (LTD)
At no cost to you, this plan: Core Coverage
Takes effect the first of the month following a 90-day If your disability requires additional time away from work,
benefit waiting period at no cost to you, this coverage:
Replaces all or a portion of your pay for up to 12 Takes effect the first of the month following a 90-day
weeks (after a seven-day waiting period) if you suffer benefit waiting period
an approved medical disability May pay 50% of base earnings to a maximum $5,000
Calculates the benefit percentage based on your years monthly benefit
of service Includes pre-existing condition exclusions for
The Hartford determines benefit eligibility disabilities beginning within 12 months of coverage
effective date
For More Information Buy-Up Coverage
Call 877.307.7509 or visit mybenefits.thehartford.com/login If you need more coverage than the Core LTD offers,
additional long-term disability coverage is available. Buy-
Up Coverage:
Will cost you $0.46 per $100 of covered monthly
earnings per month
Increases benefit to 66 2∕3% of your monthly base
earnings, up to a $15,000 monthly maximum
Takes effect the first of the month following a 90-day
benefit waiting period
Will be subject to medical evidence of insurability if
you enroll after you are initially eligible*; May include
pre-existing condition exclusions
* You will receive email correspondence directly from The Hartford.
17
