Page 16 - MGM 2020 Benefits
P. 16
Voluntary Accident
Accident coverage is designed to help meet the out-of-pocket expenses
and extra bills which can follow an accidental injury, whether minor or
catastrophic. Indemnity lump sum beneits through MetLife are paid
directly to you based on the amount of coverage listed in the schedule of
beneits. The accident plan is guaranteed issue, so no health questions are
required.
Summary of Beneits*
Summary of Beneits*
Ambulance $300–$1,000
Medical Imaging Test (MRI, MR, CT, CAT, EEG) $200
Emergency Room Treatment $50–$100
Non-Emergency Care $50
Hospitalization Beneits
Hospital/ICU Admission Per Accident $1,000/$2,000
Hospital Coninement (per day beneit)—31 Days $200
ICU Coninement (per day beneit)—31 Days $400
Lodging—31 Nights Per Year $200 per night up to
$6,000 total per year
Covered Injuries and Surgical Procedures
Burns—2nd and 3rd Degree $100–$10,000
Eye Injuries $300
Concussion $400
Inpatient Surgery $200–$2,000
Cuts/Lacerations $50–$400
Dislocations (separated joint) $100–$6,000
Fracture (broken bone) $100–$6,000
* This list is not all-inclusive.
Employee Contributions—Semi-Monthly
Coverage Level You Pay
Employee $6.37
Employee + Spouse $13.36
Employee + Child(ren) $12.83
Family $15.96
16 2019 Benefits Guide
Accident coverage is designed to help meet the out-of-pocket expenses
and extra bills which can follow an accidental injury, whether minor or
catastrophic. Indemnity lump sum beneits through MetLife are paid
directly to you based on the amount of coverage listed in the schedule of
beneits. The accident plan is guaranteed issue, so no health questions are
required.
Summary of Beneits*
Summary of Beneits*
Ambulance $300–$1,000
Medical Imaging Test (MRI, MR, CT, CAT, EEG) $200
Emergency Room Treatment $50–$100
Non-Emergency Care $50
Hospitalization Beneits
Hospital/ICU Admission Per Accident $1,000/$2,000
Hospital Coninement (per day beneit)—31 Days $200
ICU Coninement (per day beneit)—31 Days $400
Lodging—31 Nights Per Year $200 per night up to
$6,000 total per year
Covered Injuries and Surgical Procedures
Burns—2nd and 3rd Degree $100–$10,000
Eye Injuries $300
Concussion $400
Inpatient Surgery $200–$2,000
Cuts/Lacerations $50–$400
Dislocations (separated joint) $100–$6,000
Fracture (broken bone) $100–$6,000
* This list is not all-inclusive.
Employee Contributions—Semi-Monthly
Coverage Level You Pay
Employee $6.37
Employee + Spouse $13.36
Employee + Child(ren) $12.83
Family $15.96
16 2019 Benefits Guide
