Page 23 - Apricity Benefits Guide
P. 23
2020
Apricity Benefits Overview



Disability—Employee Contributions
Short-Term Disability (STD)
Monthly rate per $10 of covered beneit $1.088

Long-Term Disability (LTD)
Age Monthly rate per $100 of covered salary
<29 $0.253
30-34 $0.343
35-39 $0.505
40-44 $0.703
45-49 $1.262
50-54 $1.678
55-59 $2.336
60-64 $2.065
65-69 $1.262
70-74 $0.821
75+ $0.893












































Table of Contents Your Quick Guide to Savings and Group Auto and Home Insurance .33
About Your Beneits Program. . . . . . .2 Spending Accounts .............16 Group Legal Services ............33
Beneits Basics ...................3 Dental Beneits .................18 Employee Assistance Program ....34
Medical/Prescription Drugs Beneits . 6 Dental Plan Summary ............20 Medicare Part D Creditable
Comparing Medical Plan Options ..7 Vision Beneits ..................21 Coverage Notice ...............35
First Stop Health ................11 Voluntary Disability Insurance .....22 Premium Assistance Under Medicaid
Medical Plan Summary ..........12 Life and AD&D Insurance ........25 and the Children’s Health Insurance
Program (CHIP) .................42
Pharmacy Plan Summary .........13 Voluntary Accident Insurance ....29 Contact Information .............46 23
Flexible Spending Accounts ......14 Voluntary Critical Illness Insurance . 31
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