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2017 Benefits Enrollment
Long Term Disability Plan
Eligibility for Long Term Disability (LTD) plan beneits begins after 180
days of disability. Generally, LTD beneits continue as long as you remain
disabled, up to your Social Security normal retirement age. LTD beneits
will be reduced by any other beneits you may be eligible to receive,
such as state disability beneits or Social Security disability beneits. For
complete details of the plan, including exclusions and limitations, please
refer to your group insurance certiicate. You are automatically enrolled in
the Long Term Disability program when you are eligible to enroll in The
Carlstar Group beneit plans.
Long Term Disability is fully insured by The Standard.
Your Cost
The Carlstar Group pays the entire cost of the Short Term and Long
Term Disability programs.
If you’re working in a state that requires you contribute to a state
disability fund, your contributions and participation in that disability fund
will be subject to laws of the state in which you work.
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Long Term Disability Plan
Eligibility for Long Term Disability (LTD) plan beneits begins after 180
days of disability. Generally, LTD beneits continue as long as you remain
disabled, up to your Social Security normal retirement age. LTD beneits
will be reduced by any other beneits you may be eligible to receive,
such as state disability beneits or Social Security disability beneits. For
complete details of the plan, including exclusions and limitations, please
refer to your group insurance certiicate. You are automatically enrolled in
the Long Term Disability program when you are eligible to enroll in The
Carlstar Group beneit plans.
Long Term Disability is fully insured by The Standard.
Your Cost
The Carlstar Group pays the entire cost of the Short Term and Long
Term Disability programs.
If you’re working in a state that requires you contribute to a state
disability fund, your contributions and participation in that disability fund
will be subject to laws of the state in which you work.
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