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P. 40
2017 Benefits Enrollment
Business Travel Accident Insurance
The Carlstar Group understands you Covered Losses under the BTA Plan
may be required to travel for business The table to the left shows losses which are covered under the accident
purposes from time to time. It is plan and the corresponding beneit amount shown as a percentage
for this reason The Carlstar Group of the covered person’s principal amount. Dependents traveling on
provides Business Travel Accident business with employees are covered under the BTA plan. These
(BTA) insurance at no cost to you. beneit amounts will be paid only if:
BTA beneits are in addition to your
basic life as well as any supplemental You or your covered dependent’s death occurs within 365 days
life coverage you may purchase. from the date of the accident
You or your covered dependent’s injury results in one or more
You are automatically enrolled for covered losses listed to the right within 365 days from the date of
BTA insurance on the irst day you the accident
are actively at work. The principal
sum of your BTA insurance is Injury means a bodily injury which is solely caused by external, violent,
$250,000 subject to a $6,250,000 and accidental means and is independent of any other cause.
aggregate amount payable for any
single accident. Your Cost
The Carlstar Group pays the full cost of BTA insurance.
Dismemberment beneits are also
available as shown in the table of Summary of Benefits—BTA
covered losses.
Coverage Loss Business Travel Accident
Life
Both hands, both feet, sight of both eyes, or
24-Hour Emergency combination of any 100%
and Travel Assistance Quadriplegia
Services Paraplegia 75%
One hand, one foot, or sight in one eye
Within US and Speech or hearing in both ears 50%
Canada—877.984.7437 Hemiplegia
Outside—305.459.2482 Thumb and index inger of same hand 25%
Uniplegia
40
Business Travel Accident Insurance
The Carlstar Group understands you Covered Losses under the BTA Plan
may be required to travel for business The table to the left shows losses which are covered under the accident
purposes from time to time. It is plan and the corresponding beneit amount shown as a percentage
for this reason The Carlstar Group of the covered person’s principal amount. Dependents traveling on
provides Business Travel Accident business with employees are covered under the BTA plan. These
(BTA) insurance at no cost to you. beneit amounts will be paid only if:
BTA beneits are in addition to your
basic life as well as any supplemental You or your covered dependent’s death occurs within 365 days
life coverage you may purchase. from the date of the accident
You or your covered dependent’s injury results in one or more
You are automatically enrolled for covered losses listed to the right within 365 days from the date of
BTA insurance on the irst day you the accident
are actively at work. The principal
sum of your BTA insurance is Injury means a bodily injury which is solely caused by external, violent,
$250,000 subject to a $6,250,000 and accidental means and is independent of any other cause.
aggregate amount payable for any
single accident. Your Cost
The Carlstar Group pays the full cost of BTA insurance.
Dismemberment beneits are also
available as shown in the table of Summary of Benefits—BTA
covered losses.
Coverage Loss Business Travel Accident
Life
Both hands, both feet, sight of both eyes, or
24-Hour Emergency combination of any 100%
and Travel Assistance Quadriplegia
Services Paraplegia 75%
One hand, one foot, or sight in one eye
Within US and Speech or hearing in both ears 50%
Canada—877.984.7437 Hemiplegia
Outside—305.459.2482 Thumb and index inger of same hand 25%
Uniplegia
40
