Page 2 - Future Steps
P. 2
What’s Inside This Guide


Eligibility and Enrollment ...........................3
Medical Coverage ................................5

Dental Coverage ...............................10

Vision Coverage ................................11

Employee Contributions ...........................12

Tax-Favored Savings Accounts ......................13

Life and Disability Coverage ........................19

Employee Assistance Program (EAP) ..................21

401(k) Retirement Savings Plan ....................22

Additional Voluntary Coverages .....................23
Contact Information .............................27















It is once again time to make some important decisions regarding
your family’s insurance needs. F+W is holding annual enrollment from
November 7 to November 18. This is your opportunity to evaluate your
existing benefits package and consider new options for coverage in
2017.
We encourage you to take time to review your current benefit elections
and make changes if needed for 2017. Unless you experience a
qualifying life event, the decisions you make during this enrollment
opportunity are in place for the entire plan year.
In this enrollment guide you will find information on several lines of
coverage and the highlights associated with each. Please review it
carefully so you can choose the right coverage for you.













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F+W, A Content + eCommerce Company
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