Page 4 - Future Steps
P. 4
You must notify Human Resources within 30 days of the qualiied life event.
Depending on the type of event, you may be asked to provide proof of the event.
If you do not contact Human Resources within 30 days of the qualiied event, you
will have to wait until the next annual enrollment period to make changes (unless you
experience another qualiied life event).
For more information about your beneits, contact Angie Lund at 715.445.4612
ext.13212.
Cost of Your Benefits
F+W pays the full cost of many of your beneits; you share the cost for others. You
pay the full cost for any voluntary beneits you elect.
Benefit Tax Treatment Who Pays
Medical Coverage Pre-tax F+W and you
Dental Coverage Pre-tax F+W and you
Vision Coverage Pre-tax You
Employee Assistance Plan N/A F+W
Basic Life and Accidental Death and After-tax F+W
Dismemberment (AD&D) Insurance
Supplemental Life and Accidental Death and After-tax You
Dismemberment (AD&D) Insurance
Short Term Disability Coverage After-tax You
Long Term Disability Coverage After-tax F+W
Long Term Care After-tax You
Flexible Spending Accounts Pre-tax You
Health Savings Account Pre-tax F+W and you
401(K) Retirement Savings Plan Pre-tax You
Pet Insurance After-tax You
Identity Theft After-tax You
Critical Illness Coverage After-tax You
Accident Coverage After-tax You
4
F+W, A Content + eCommerce Company
Depending on the type of event, you may be asked to provide proof of the event.
If you do not contact Human Resources within 30 days of the qualiied event, you
will have to wait until the next annual enrollment period to make changes (unless you
experience another qualiied life event).
For more information about your beneits, contact Angie Lund at 715.445.4612
ext.13212.
Cost of Your Benefits
F+W pays the full cost of many of your beneits; you share the cost for others. You
pay the full cost for any voluntary beneits you elect.
Benefit Tax Treatment Who Pays
Medical Coverage Pre-tax F+W and you
Dental Coverage Pre-tax F+W and you
Vision Coverage Pre-tax You
Employee Assistance Plan N/A F+W
Basic Life and Accidental Death and After-tax F+W
Dismemberment (AD&D) Insurance
Supplemental Life and Accidental Death and After-tax You
Dismemberment (AD&D) Insurance
Short Term Disability Coverage After-tax You
Long Term Disability Coverage After-tax F+W
Long Term Care After-tax You
Flexible Spending Accounts Pre-tax You
Health Savings Account Pre-tax F+W and you
401(K) Retirement Savings Plan Pre-tax You
Pet Insurance After-tax You
Identity Theft After-tax You
Critical Illness Coverage After-tax You
Accident Coverage After-tax You
4
F+W, A Content + eCommerce Company
