Page 6 - Future Steps
P. 6
Network Coverage F+W offers a choice of 2 medical plans through Aetna, each with varying
In both plans, you can receive deductibles, copayments and premiums, designed to give you the lexibility you need
care in-network or out-of- to meet your healthcare and inancial needs.
network. However, please
remember you will receive the High Deductible Plan Highlights
deepest level of discount on X An IRS Qualiied High Deductible Health Plan (HDHP)
your services when you receive X Offers lower per-paycheck premiums with higher deductibles and out-of-pocket
care from an in-network doctor maximums, which allows you to pay for care only when you need it
or facility. If you need to ind an X Once you meet your deductible, the plan will begin to pay for a portion of
in-network provider, you can do services, including ofice visits and prescription drugs
so on www.aetna.com. Click on X
the “Find a Doctor” link, ill out Your out-of-pocket maximum is the most you will pay toward eligible healthcare
the requested search criteria, and expenses during the plan year
select Aetna Choice POS II for X You are eligible to contribute to a health savings account (HSA) where your pre-
your plan/network. tax savings can be used to pay toward your deductible, coinsurance and other
eligible healthcare expenses
Traditional Plan Highlights
X A traditional PPO (Preferred Provider Organization) plan
X Offers higher per-paycheck premiums with lower deductibles and out-of-pocket
maximums
X A meaningful option for those who prefer to pay more in premiums throughout
the year and less when using services
X You pay lat dollar copays for your ofice visits and prescription drugs
X If you incur expenses and satisfy your deductible, you will pay coinsurance until
you reach your out-of-pocket maximum
X Your out-of-pocket maximum is the most you will pay toward eligible healthcare
expenses during the plan year
X You are eligible to contribute to a healthcare lexible spending account (FSA);
your tax-free savings in this account can be used to pay toward your deductible,
copays, coinsurance, and other eligible healthcare expenses
6
F+W, A Content + eCommerce Company
In both plans, you can receive deductibles, copayments and premiums, designed to give you the lexibility you need
care in-network or out-of- to meet your healthcare and inancial needs.
network. However, please
remember you will receive the High Deductible Plan Highlights
deepest level of discount on X An IRS Qualiied High Deductible Health Plan (HDHP)
your services when you receive X Offers lower per-paycheck premiums with higher deductibles and out-of-pocket
care from an in-network doctor maximums, which allows you to pay for care only when you need it
or facility. If you need to ind an X Once you meet your deductible, the plan will begin to pay for a portion of
in-network provider, you can do services, including ofice visits and prescription drugs
so on www.aetna.com. Click on X
the “Find a Doctor” link, ill out Your out-of-pocket maximum is the most you will pay toward eligible healthcare
the requested search criteria, and expenses during the plan year
select Aetna Choice POS II for X You are eligible to contribute to a health savings account (HSA) where your pre-
your plan/network. tax savings can be used to pay toward your deductible, coinsurance and other
eligible healthcare expenses
Traditional Plan Highlights
X A traditional PPO (Preferred Provider Organization) plan
X Offers higher per-paycheck premiums with lower deductibles and out-of-pocket
maximums
X A meaningful option for those who prefer to pay more in premiums throughout
the year and less when using services
X You pay lat dollar copays for your ofice visits and prescription drugs
X If you incur expenses and satisfy your deductible, you will pay coinsurance until
you reach your out-of-pocket maximum
X Your out-of-pocket maximum is the most you will pay toward eligible healthcare
expenses during the plan year
X You are eligible to contribute to a healthcare lexible spending account (FSA);
your tax-free savings in this account can be used to pay toward your deductible,
copays, coinsurance, and other eligible healthcare expenses
6
F+W, A Content + eCommerce Company
