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DISABILITY




Short Term Disability
Short term disability beneits are determined at the time the disability
period begins and are based on the years of full-time service as of the
anniversary date of the employee. This beneit is for full-time employee’s
personal non-work related injury, illness, or disability. Short term disability
provides an 80% beneit of the employee’s base rate for Exempt non-
oficers and non-exempt employees and 100% beneit of the employee’s
base rate for oficer employees.


After 3 consecutive scheduled workdays of absence, the employee will be
eligible to receive a short term disability beneit based on years of service
as follows.


Short Term Disability Beneit
1 Year 5 working days (based on scheduled hours)
2 Years 10 working days (based on scheduled hours)
3 Years 20 working days (based on scheduled hours)
4 Years 30 working days (based on scheduled hours)
5 Years or More 60 working days (based on scheduled hours)

During your disability leave, you may be asked to provide periodic updates
on your physician’s statement. You may not return to work without a
written release from your physician.



Long Term Disability
TheBANK provides eligible employees with long term disability coverage
at no cost to you. If you are unable to work due to an accident or injury
for longer than 90 days, the LTD Plan will pay 60% of your gross wages
up to a maximum beneit of $10,000 per month. Long term disability
provides security to employees who are unable to continue working due to
a long term accident or injury.
















16 2019 Benefits Enrollment
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