Page 24 - Dentsu 2022 Annual Enrollment Flyer
P. 24
Critical Illness, Accident,
and Hospital Insurance
If you’re concerned about the financial impact large medical expenses can have
on you and your family if you or they are diagnosed with a serious illness or sustain
a serious injury, consider enrolling in Critical Illness, Accident, and/or Hospital
Insurance coverage through UHC.
Critical Illness Group Accident
The Critical Illness group plan pays a lump- The Group Accident insurance plan helps
sum benefit if a covered person is diagnosed offset your out-of-pocket expenses in
with a heart attack, stroke, cancer or many the event of an accident, such as copays,
other conditions. It can help cover out-of- coinsurance, and other medical expenses.
pocket medical expenses for treatments that
aren’t covered by your medical plan such as You can elect coverage for yourself and for
deductibles and coinsurance. your family.
You may choose group Critical Illness Hospital Indemnity
insurance as follows: The Hospital Indemnity Insurance program
Employees - can elect coverage in pays a cash benefit to you for covered
increments of $5,000 for a benefit hospital stays, outpatient surgery costs,
intensive care stays, and post hospital skilled
between $10,000 and $40,000. Children nursing facility care. This cash payment can
are automatically covered at 50% of your be used however you choose.
election.
Spouses - can elect coverage in increments You can elect coverage for yourself and for
your family.
of $5,000 up to $20,000. This election
cannot exceed 50% of the employee
coverage amount.
To learn more about these plans, visit the UnitedHealthcare Pre-Member website.
24 2022 Benefits Enrollment
and Hospital Insurance
If you’re concerned about the financial impact large medical expenses can have
on you and your family if you or they are diagnosed with a serious illness or sustain
a serious injury, consider enrolling in Critical Illness, Accident, and/or Hospital
Insurance coverage through UHC.
Critical Illness Group Accident
The Critical Illness group plan pays a lump- The Group Accident insurance plan helps
sum benefit if a covered person is diagnosed offset your out-of-pocket expenses in
with a heart attack, stroke, cancer or many the event of an accident, such as copays,
other conditions. It can help cover out-of- coinsurance, and other medical expenses.
pocket medical expenses for treatments that
aren’t covered by your medical plan such as You can elect coverage for yourself and for
deductibles and coinsurance. your family.
You may choose group Critical Illness Hospital Indemnity
insurance as follows: The Hospital Indemnity Insurance program
Employees - can elect coverage in pays a cash benefit to you for covered
increments of $5,000 for a benefit hospital stays, outpatient surgery costs,
intensive care stays, and post hospital skilled
between $10,000 and $40,000. Children nursing facility care. This cash payment can
are automatically covered at 50% of your be used however you choose.
election.
Spouses - can elect coverage in increments You can elect coverage for yourself and for
your family.
of $5,000 up to $20,000. This election
cannot exceed 50% of the employee
coverage amount.
To learn more about these plans, visit the UnitedHealthcare Pre-Member website.
24 2022 Benefits Enrollment
