Page 26 - Dentsu 2022 Annual Enrollment Flyer
P. 26
401(k) Profit Sharing Plan








Our 401(k) Profit Sharing Plan, administered Through the Plan, you can access and transact in
by Schwab Retirement Plan Services, Inc. helps your account in a way that’s convenient for you—
make it convenient to save for your future. You online, on the go with the Schwab Workplace
can contribute 1–75% of your eligible pay* on Retirement App, or by phone. You also have
a pre-tax and/or Roth 401(k) post-tax basis, access to a variety of retirement planning tools
up to the annual IRS limit. and resources, including but not limited to:

If you will be age 50 or older during the „ My Learning Resources for retirement saving,
calendar year, January 1–December, 31, you budgeting, investing, and other financial topics
may make an additional catch-up contribution „ Advice provided by Morningstar Investment
on a pre-tax and/or Roth 401(k) basis. You Management LLC, an independent investment
don’t have to make a separate catch-up
election. If you are eligible, contributions will adviser
continue automatically until the annual IRS „ Support from Participant Services
limit is reached. Representatives for help Monday−Friday,

In 2021, the annual IRS limit for pre-tax and/ 7AM−11PM ET
or Roth 401(k) contributions was $19,500; More information about the Plan can be found
$26,000 if age 50 or older. online and in the enrollment guide at workplace.

You may enroll in the Plan at any time. If schwab.com in the “For Your Plan” box.
you don’t take action within 90 days from
your date of hire, you will automatically be
enrolled in the Plan at a pre-tax contribution Want to get started or have questions?
rate of 6%. Your automatic contributions Visit workplace.schwab.com or
will be invested in an age appropriate target contact Schwab Participant Services at
date fund. Once you’re enrolled, the Plan will 800.724.7526.
provide you with a Company match of 50%
of every dollar you contribute in pre-tax, Roth *In 2021, the annual IRS compensation limit was
$290,000.
401(k) and catch-up contributions, up to the
first 6% of your eligible pay. The company
match will be 100% vested after 3 years of
service (33% at each service anniversary).























26 2022 Benefits Enrollment
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