Page 22 - Dentsu 2022 Annual Enrollment Flyer
P. 22
Life and Accidental Death &
Dismemberment (AD&D) Insurance
Our Life and AD&D insurance plans provide financial protection in the event of death or upon
certain other losses suffered as the result of an accident. Our company paid Life and AD&D plan
consists of basic coverage provided at no cost to you. You also have voluntary benefits you may
elect if you wish to have additional coverage.
Basic Life and AD&D Insurance
Benefit Amount 2x annual salary to a max of $1,500,000
Supplemental Employee Life Insurance
Benefit Amount Up to 5 times salary or a maximum of $1,000,000
Benefit Increments $10,000
Guaranteed Issue Amount (GI) $250,000
Supplemental Spouse Life Insurance
Benefit Amount Up to 100% of the employee election or $500,000, whichever is less
Benefit Increments $10,000
Guaranteed Issue Amount (GI) $50,000
Supplemental Child Life Insurance
Benefit Amount $10,000
Supplemental AD&D – Employee, Spouse and Child
Benefit Amount Up to 5 times salary or a maximum of $1,000,000
Benefit Increments $10,000
Guarantee Issue Amount (GI) Full Amount
Limitations Spouse benefit is 50% of the employee election; Child benefit is 10% of employee
election, not to exceed $10,000
The Guaranteed Issue (GI) amount applies to newly eligible
individuals. Limited elections are sometimes made available You must name a beneficiary(ies)
during annual enrollment, but are not guaranteed after your for any life or AD&D coveragee.
initial eligibility window as a new hire. All coverage amounts You are the beneficiary on any
over the GI amount will always be subject to proof of good spousal or dependent coverage
health (EOI). you elect.
22 2022 Benefits Enrollment
Dismemberment (AD&D) Insurance
Our Life and AD&D insurance plans provide financial protection in the event of death or upon
certain other losses suffered as the result of an accident. Our company paid Life and AD&D plan
consists of basic coverage provided at no cost to you. You also have voluntary benefits you may
elect if you wish to have additional coverage.
Basic Life and AD&D Insurance
Benefit Amount 2x annual salary to a max of $1,500,000
Supplemental Employee Life Insurance
Benefit Amount Up to 5 times salary or a maximum of $1,000,000
Benefit Increments $10,000
Guaranteed Issue Amount (GI) $250,000
Supplemental Spouse Life Insurance
Benefit Amount Up to 100% of the employee election or $500,000, whichever is less
Benefit Increments $10,000
Guaranteed Issue Amount (GI) $50,000
Supplemental Child Life Insurance
Benefit Amount $10,000
Supplemental AD&D – Employee, Spouse and Child
Benefit Amount Up to 5 times salary or a maximum of $1,000,000
Benefit Increments $10,000
Guarantee Issue Amount (GI) Full Amount
Limitations Spouse benefit is 50% of the employee election; Child benefit is 10% of employee
election, not to exceed $10,000
The Guaranteed Issue (GI) amount applies to newly eligible
individuals. Limited elections are sometimes made available You must name a beneficiary(ies)
during annual enrollment, but are not guaranteed after your for any life or AD&D coveragee.
initial eligibility window as a new hire. All coverage amounts You are the beneficiary on any
over the GI amount will always be subject to proof of good spousal or dependent coverage
health (EOI). you elect.
22 2022 Benefits Enrollment
