Page 24 - Dawson 2022 Benefits Guide
P. 24
24 DAWSON
The remainder of this Benefits Guide
SUPPLEMENTAL COVERAGE describes additional benefits available
for purchase.
ADDITIONAL
MEDICAL INSURANCE
Expenses – big and small – can add up. Think about your ability to pay for expenses if you or your family member
were seriously injured or experienced a critical illness or hospitalization. The Hartford’s Accidental Injury, Critical Illness,
and Hospital Care insurance can supplement your health plan and provide you and your family with the coverage and
additional financial protection you may need for expenses associated with a unplanned covered accident, illness, or
hospitalization. These plans pay benefits directly to you. What you do with the money is up to you.
CRITICAL ILLNESS Other features of the plan are:
• Guaranteed issue—each year during open enrollment,
There are a lot of expenses associated with a critical you can elect this coverage without medical questions
illness and a major medical plan may not cover them all. • Employee: Can elect from $10,000 to $30,000 in
Critical illness coverage helps you focus on recuperation $5,000 increments
instead of the distraction of out-of-pocket costs. • Spouse: 50% of employee-elected amount
Similar to life insurance, which pays your beneficiary • Child(ren): 50% of employee-elected amount
a lump-sum benefit upon death, a critical illness plan • Portable - coverage is portable which means you
pays you a cash benefit upon a diagnosis of a covered can take this plan with you if you no longer work
illness. Covered diagnoses include (but are not limited for DAWSON
to) the following: • Health screening (wellness) benefit - provides a
• Cancer benefit amount of $50 for a health screening test
• Heart attack taken by a covered person; the benefit is limited
• Organ failure to payment of one benefit amount per calendar
• Stroke year for each covered person
Employees must be actively at work to elect this benefit
As you enroll through workforcenow.ADP.com, the rates
will be calculated based on your age and tobacco status;
if you elect spouse coverage, your age and tobacco
status will determine the cost for his/her coverage;
see the benefit summary available on workforcenow.
ADP.com.
The remainder of this Benefits Guide
SUPPLEMENTAL COVERAGE describes additional benefits available
for purchase.
ADDITIONAL
MEDICAL INSURANCE
Expenses – big and small – can add up. Think about your ability to pay for expenses if you or your family member
were seriously injured or experienced a critical illness or hospitalization. The Hartford’s Accidental Injury, Critical Illness,
and Hospital Care insurance can supplement your health plan and provide you and your family with the coverage and
additional financial protection you may need for expenses associated with a unplanned covered accident, illness, or
hospitalization. These plans pay benefits directly to you. What you do with the money is up to you.
CRITICAL ILLNESS Other features of the plan are:
• Guaranteed issue—each year during open enrollment,
There are a lot of expenses associated with a critical you can elect this coverage without medical questions
illness and a major medical plan may not cover them all. • Employee: Can elect from $10,000 to $30,000 in
Critical illness coverage helps you focus on recuperation $5,000 increments
instead of the distraction of out-of-pocket costs. • Spouse: 50% of employee-elected amount
Similar to life insurance, which pays your beneficiary • Child(ren): 50% of employee-elected amount
a lump-sum benefit upon death, a critical illness plan • Portable - coverage is portable which means you
pays you a cash benefit upon a diagnosis of a covered can take this plan with you if you no longer work
illness. Covered diagnoses include (but are not limited for DAWSON
to) the following: • Health screening (wellness) benefit - provides a
• Cancer benefit amount of $50 for a health screening test
• Heart attack taken by a covered person; the benefit is limited
• Organ failure to payment of one benefit amount per calendar
• Stroke year for each covered person
Employees must be actively at work to elect this benefit
As you enroll through workforcenow.ADP.com, the rates
will be calculated based on your age and tobacco status;
if you elect spouse coverage, your age and tobacco
status will determine the cost for his/her coverage;
see the benefit summary available on workforcenow.
ADP.com.
