Page 11 - Future Steps

Dental Delta Dental

To search for a network dentist:
NISC dental insurance is provided through Delta Dental of MO. Delta “ www.deltadentalmo.com
Dental has one of the largest carrier networks available.
“ Select PPO or Premier
PPO Network Only Plan Any Dentist Plan* network
Deductible “ Select ind a dentist
Individual $0 $50 “ Enter city and state
Family $0 $150
Services
Preventive 100% 100%
Basic 100% 80%
Major 60% 50%
Orthodontia 50% 50%
Maximums
Annual $2,000 $2,000
Orthodontia Lifetime $2,000 $2,000

Max Advantage

One of the Delta Dental features is their Max Advantage beneit.
Preventive care services will not apply to your annual maximum thereby
giving you more money for other services.

Networks

Delta offers two plans: the PPO Network Only Plan and the Any Dentist
plan. The PPO Network provides about 25–30% savings in-network. If

you choose the PPO Network Only plan, there is limited coverage outside
of the PPO Network. The Any Dentist plan allows you to visit a non-
network dentist and still receive in-network coverage.*

Both plans also offer a Premier Network discount of an additional 8–10%
savings in provider fees and does not allow the employee to be balanced
billed.

Make sure to verify whether your dentist is in the PPO Network before
choosing between the plans.
* Non-network providers are able to balance bill for amounts exceeding Delta Dental’s
maximum allowable

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