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xvi W01/March 2017 Award in General Insurance

D fraud, 9E
definition of, 9E1
day one reinstatement, 7C2A
managing risk, 9E2
deductible, 7E4
types of, 9E1
defendant, 3 intro
fraudulent claims, 3F1A
direct marketing channels, 2F, 2F1
frequency, 1E2A
features of, 2F1A
significance of, 1E2C
distribution channels, 2F
fulfilment, 3F3A
dual insurance, 1J
fundamental risks, 1C3
duty of disclosure, 5B
at inception, 5B4A
continuing requirement, 5B4C G
modification by policy wordings, 5B4
on alteration, 5B4D general insurance, 1L1, 4B3, 4B4
on renewal, 5B4B glass cover, 1L1A
duty of fair presentation, 5B1 good faith, 5
duty to take reasonable care not to make a governance, 10C1A
misrepresentation, 5 intro Guaranteed Asset Protection (GAP), 1L1B

E H
hazard, 1E3
economic and regulatory capital, 10C1F
health insurance
employers’ liability insurance, 1L1D
critical illness, 1L1G
enforcement, 9A
payment protection indemnity, 1L1G
engineering/breakdown cover, 1L1A
personal accident, 1L1G
equitable premiums, 1G2
sickness, 1L1G
ethical standards, 10A
Heinrich triangle, 1E2B
excepted/excluded perils, 6A2
home service agents, 2F1 Reference copy for CII Face to Face Training
excess, 7E4
homogeneous exposures, 1D4
household goods, 7C2E
F household insurance, 1L1F
facts
that do not need to be disclosed, 5C3 I
farming stock, 7C2F
fidelity guarantee, 1L1B indemnity
Financial Action Task Force (FATF), 9D1, 9D2 application of, 7B
recommendations, 9D2, 9D2A definition of, 7A
terrorist financing, 9D2B limiting factors, 7E
financial crime, 9D measuring, 7C
financial risks, 1C1 modifying, 7D
financial value, 4A1C independent liability method, 8B1B
fire, special perils and ‘all risks’ policies, 1L1A indirect marketing channels, 2F, 2F2
first loss policies, 7D2 inner limits, 7E2
fit and proper requirements, 10B Institute of Insurance and Risk Management
criminal indicators, 10B3A (IIRM), 2I6
financial indicators, 10B3B insurable interest, 1D2
general requirements, 10B2 application, 4D
integrity, 10B3 creation, 4C
knowledge and experience of key functionaries, definition, 4A
10B5 features, 4A1
other indicators, 10B3D of insurers, 4A1D
risk of unsuitability, 10B1 reform of, 4B4
soundness of judgment, 10B4 timing, 4B
supervisory indicators, 10B3C insurable risks, 1D, 1D5
fortuitous event, 1D1 insurance
benefits of, 1H