Page 13 - Guaranty Home Mortgage-2022-Benefit Guide

Dental Plan

It’s important to have regular dental exams and cleanings so problems are detected before they become painful — and
expensive. Keeping your teeth and gums clean and healthy will help prevent most tooth decay and is an important part of
maintaining your overall health. We offer two dental plan options through UnitedHealthcare (UHC).

Plan Provisions UHC DPPO Base Plan UHC DPPO Buy-Up Plan
Annual Deductible $50/$150 $50/$150
(Individual/Family)
Calendar Year Maximum $2,000 per individual $2,000 per individual
Orthodontia Lifetime Maximum N/A $2,000 per individual
Diagnostic and Preventive Services Covered at 100% Covered at 100%
(e.g., X-rays, clean ngs, exams)
i
Basic and Restorative Services 80% 90%
(e.g., fillings)
Major Services
(e.g., dentures, crowns, bridges) 50% 60%
Orthodontia N/A 50% for children under age 19

Your payroll contributions for dental benefits are shown here.

UHC DPPO Base Plan UHC DPPO Buy-Up Plan
Coverage Level Bi-Weekly Monthly Bi-Weekly Monthly
Employee Only $0.00 $0.00 $3.70 $8.01
Employee + Spouse $15.82 $34.27 $23.96 $51.90

Employee + Child(ren) $10.55 $22.85 $17.21 $37.27
Family $30.05 $65.09 $42.17 $91.36

Using in-network dental providers
While you have the option of choosing any provider, you will save money when you use in-network dentists. When using an
out-of-network dental provider, you will pay more because the provider has not agreed to charge you a negotiated rate.

13