Page 14 - Guaranty Home Mortgage-2022-Benefit Guide
P. 14

Vision Plan





















        The vision plan provides coverage for routine eye exams and pays for all or a portion of the cost of glasses or contact
        lenses. You can choose any provider; however, you always save money if you see in-network providers. We offer a vision
        plan through UnitedHealthcare (UHC).


                                                                        UHC Vision Plan
         Plan Provisions                               In-Network                          Out-of-Network

         Exam                                           $10 copay                      Up to $40 reimbursement
         Retinal Imaging                                $39 copay                               N/A
                                                 $135 allowance plus 30% off
         Frames                                                                        Up to $45 reimbursement
                                                     balance over $135
         Lenses
            ●  Single vision lenses                     $25 copay                      Up to $40 reimbursement
            ●  Bifocal lenses                           $25 copay                      Up to $60 reimbursement
            ●  Trifocal lenses                          $25 copay                      Up to $80 reimbursement
            ●  Standard scratch coating                    $0                                   N/A
            ●  Polycarbonate for children to 19            $0                                   N/A
         Contact Lenses
            ●  Fitting and evaluation                   Up to $60                               N/A
            ●  Contacts – Elective                    $130 allowance                   Up to $105 reimbursement
            ●  Contacts – Medically necessary     Covered after $25 copay              Up to $210 reimbursement
         Frequency
            ●  Exam                                     12 Months                             12 Months
            ●  Lenses                                   12 Months                             12 Months
            ●  Frames                                   12 Months                             12 Months
            ●  Contact lenses                           12 Months                             12 Months


        Your payroll contributions for vision benefits are shown here.

                                                     UHC Vision Plan

         Coverage Level                        Bi-Weekly          Monthly
         Employee Only                           $0.00             $0.00
         Employee + Spouse                       $2.62             $5.67
         Employee + Child(ren)                   $2.88             $6.24

         Family                                  $6.02             $13.03
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