Page 20 - Guaranty Home Mortgage-2022-Benefit Guide

401(k) Retirement Savings Plan

Whether retirement is way down the road or just around the corner, it’s important to have savings goals and specific
investment objectives. To help you meet your goals and objectives, we offer a 401(k) Retirement Savings Plan,
administered by Empower Retirement, with multiple investment options and a company match. Key details and features
of our plan are listed below.

What you need to know:
● Participation in the plan will occur on the first day of the quarter following your hire date
Company matches 100% up to 4% of your compensation
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● The link to get started is https://participant.empower-retirement.com
1. Online 2. By Phone
Log into our website at https://participant.empower- Call the Retirement Plan Information Line at 800-854-0647
retirement.com. If you have not created your online and choose from three ways to access your account:
account, click Register for Online Access and follow 1. The automated touch-tone response system is available
the prompts. Here you can access powerful retirement in English and Spanish, 24 hours a day, 7 days a week.
planning tools and calculators, and manage your account - 2. The 24-hour speech recognition system allows you
anytime, from virtually anywhere.
access simply by using your voice. This service
You’ll be able to: is available in English only. 3. The Language Line
Service is for those who prefer to receive retirement
Obtain current account balances
●
account information in a language other than English.
● Change your investment options This service allows you access in over 140 languages
● Perform account transactions through a customer service representative during
Select Systematic Personal Rebalancing (if applicable) normal business hours.
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● Transfer (exchange) balances between investment options 3. The Language Line Service is for those who prefer to
● Check current investment prices and performance receive retirement account information in a language
Request personalized statements other than English. This service allows you access
● in over 140 languages through a customer service
● View and download your quarterly electronic statements** representative during normal business hours.
Reset/enable your user name and password
●
If you are having trouble accessing your account for the
first time, please contact your participant Service Center Quick link tip
at 1-800-854-0647 for assistance. Want to quick access to your account?
● Go to https://participant.empower-retirement.com
● Click Login at the top right of the screen
Log in to view or manage your account
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