Page 17 - Watermark 2022 Benefits Guide - CA

Voluntary Plans

Accident Insurance Hospital Indemnity Insurance

Accident Insurance provides benefits to help cover the costs Hospital Indemnity Insurance provides a fixed lump-sum
associated with unexpected bills due to covered accidents, payment that can help cover hospital expenses not
regardless of any other insurance you have. If you purchase covered by insurance, or to pay for expenses while you,
coverage and are hurt in a covered accident, you will receive your spouse/same-sex domestic partner and/or
a cash benefit for covered injuries that you may spend as dependents are in the hospital.
you like.  Coverage is guaranteed during open enrollment;
 Coverage is guaranteed during open enrollment; there are there are no medical exams or tests to take
no medical exams or tests to take  Pre-existing conditions do not preclude applicants from
 Pre-existing conditions do not preclude applicants from coverage
coverage  Affordable High/Low options available
 Affordable High/Low options available  Benefits paid directly to you
 Benefits paid directly to you
This coverage is available through MetLife. This coverage is available through MetLife.

Critical Illness Insurance Identity Theft Protection

Critical Illness Insurance provides cash to help pay for both Identity Theft is designed to protect your identity and
medical expenses not covered by your medical plan as well as assets through identity, credit and social media
day-to-day expenses that may start to add up – like rent, monitoring. Enrolling your family extends protection to
mortgage, car payments, etc. – while you are ill. With Critical anyone in your household. The plan includes:
Illness Insurance, if you are diagnosed with a covered illness,  Identity and credit monitoring
you get a lump-sum cash benefit, even if you receive other  Annual credit report and monthly credit score tracking
insurance benefits.  Social media reputation monitoring
 Benefits are paid directly to you  Digital wallet storage and monitoring
 Individual, spouse and child(ren) coverage options are  Full-service identity restoration
available
You have a choice between PrivacyArmor and
 Covered dependents receive 50 percent of your basic benefit PrivacyArmor Plus.
amount and 100 percent of the Wellness benefit
 Coverage is portable This plan is available at a low monthly group rate, which
 Benefits include these covered conditions: heart attack, you can pay through automatic payroll deductions.
stroke, invasive cancer, coma, paralysis and more This coverage is available through Allstate.
 Coverage does not replace any other group medical benefits.
Instead, it is designed to supplement present coverage

This coverage is available through MetLife.

Register for the MetLife MyBenefits Portal to access plan information and file claims for these MetLife plans.

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