Page 17 - Watermark 2022 Benefits Guide - CA
P. 17

Voluntary Plans




        Accident Insurance                                          Hospital Indemnity Insurance

        Accident Insurance provides benefits to help cover the costs   Hospital Indemnity Insurance provides a fixed lump-sum
        associated with unexpected bills due to covered accidents,   payment that can help cover hospital expenses not
        regardless of any other insurance you have. If you purchase   covered by insurance, or to pay for expenses while you,
        coverage and are hurt in a covered accident, you will receive    your spouse/same-sex domestic partner and/or
        a cash benefit for covered injuries that you may spend as    dependents are in the hospital.
        you like.                                                    Coverage is guaranteed during open enrollment;
         Coverage is guaranteed during open enrollment; there are    there are no medical exams or tests to take
          no medical exams or tests to take                          Pre-existing conditions do not preclude applicants from
         Pre-existing conditions do not preclude applicants from    coverage
          coverage                                                   Affordable High/Low options available
         Affordable High/Low options available                      Benefits paid directly to you
         Benefits paid directly to you
        This coverage is available through MetLife.                 This coverage is available through MetLife.

        Critical Illness Insurance                                  Identity Theft Protection

        Critical Illness Insurance provides cash to help pay for both   Identity Theft is designed to protect your identity and
        medical expenses not covered by your medical plan as well as   assets through identity, credit and social media
        day-to-day expenses that may start to add up – like rent,   monitoring. Enrolling your family extends protection to
        mortgage, car payments, etc. – while you are ill. With Critical   anyone in your household. The plan includes:
        Illness Insurance, if you are diagnosed with a covered illness,    Identity and credit monitoring
        you get a lump-sum cash benefit, even if you receive other    Annual credit report and monthly credit score tracking
        insurance benefits.                                          Social media reputation monitoring
         Benefits are paid directly to you                          Digital wallet storage and monitoring
         Individual, spouse and child(ren) coverage options are     Full-service identity restoration
          available
                                                                    You have a choice between PrivacyArmor and
         Covered dependents receive 50 percent of your basic benefit   PrivacyArmor Plus.
          amount and 100 percent of the Wellness benefit
         Coverage is portable                                      This plan is available at a low monthly group rate, which
         Benefits include these covered conditions: heart attack,   you can pay through automatic payroll deductions.
          stroke, invasive cancer, coma, paralysis and more         This coverage is available through Allstate.
         Coverage does not replace any other group medical benefits.
          Instead, it is designed to supplement present coverage

        This coverage is available through MetLife.



                  Register for the MetLife MyBenefits Portal to access plan information and file claims for these MetLife plans.



















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