Page 4 - Watermark 2022 Benefits Guide - CA

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Eligibility

As an associate of Watermark, you are eligible for medical benefits if you work between an average of
30-31.99 hours per week. Associates who are full time and working on average of 32 hours or greater, are eligible
for all Watermark benefits. All full time, on-call and part time associates are automatically enrolled in
Watermarks’ Employee Assistance Program.
more hours per week.
Most benefits are effective on the first day of the month following 30 days of Termination of benefits
active employment unless stated otherwise in a collective bargaining

agreement or in accordance with state laws. New hires and newly eligible All benefits terminate on the last date of
employment or the date you become benefits
associates must enroll within 30 days of their new hire date or status change
date. ineligible. Associates who transfer from full-time
to part-time status have all benefits cancelled
The following dependents are also eligible with the appropriate dependent with the exception of medical coverage, which
verification forms: will continue unless they initiate a Life Qualifying
 Your legal spouse Event by contacting the Watermark Benefits Call
 Your same sex or opposite sex domestic partner Center within 30 days from the date of their
 Your children up to age 26 status change.
Please note that for associates who are rehired
Changes to your benefits within 90 days from the date of their original
Generally, you may only make or change your existing benefit elections as a termination and are eligible for benefits, will
new hire or during the annual open enrollment period. However, you may have benefits effective on the first of the month
change your benefit elections during following their rehire date.
the year if you experience an event such as:
 Marriage, divorce or legal separation
 Birth of your child or your same sex domestic partner's child Important Note for a Status Change:
 Death of your spouse, same sex domestic partner or dependent child
 Change in employment status of associate, spouse/same sex domestic Should you experience a change in status
partner or dependent child from Full-time to Part-time or On-call, your
 Qualification by the Plan Administrator or a child support order for medical benefits will continue per ACA
medical coverage guidelines. If you want to cancel your
 Significant reduction of hours or change in work status medical coverage, you must call the
 Loss or gain of other coverage by the employee or dependent Watermark Benefits Call Center (833-281-
 New entitlement to Medicare or Medicaid 0450) within 30 days of the change or you
will have medical coverage until the next
You must notify the Watermark Benefits Call Center within 30 days from
the qualified life event to make changes to your coverage. Depending on Open Enrollment period.
the type of event, you may need to provide proof, such as a marriage
license. If you do not make the changes within 30 days of the qualified event,
you will have to wait until the next open enrollment period to make changes
(unless you experience another qualified life event).

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