Page 4 - Watermark 2022 Benefits Guide - CA
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        Eligibility



        As an associate of Watermark, you are eligible for medical benefits if you work between an average of
        30-31.99 hours per week.  Associates who are full time and working on average of 32 hours or greater, are eligible
        for all Watermark benefits.  All full time, on-call and part time associates are automatically enrolled in
        Watermarks’ Employee Assistance Program.
        more hours per week.
        Most benefits are effective on the first day of the month following 30 days of   Termination of benefits
        active employment unless stated otherwise in a collective bargaining

        agreement or in accordance with state laws. New hires and newly eligible   All benefits terminate on the last date of
                                                                            employment or the date you become benefits
        associates must enroll within 30 days of their new hire date or status change
        date.                                                               ineligible. Associates who transfer from full-time
                                                                            to part-time status have all benefits cancelled
        The following dependents are also eligible with the appropriate dependent   with the exception of medical coverage, which
        verification forms:                                                 will continue unless they initiate a Life Qualifying
         Your legal spouse                                                 Event by contacting the Watermark Benefits Call
         Your same sex or opposite sex domestic partner                    Center within 30 days from the date of their
         Your children up to age 26                                        status change.
                                                                            Please note that for associates who are rehired
        Changes to your benefits                                            within 90 days from the date of their original
        Generally, you may only make or change your existing benefit elections as a   termination and are eligible for benefits, will
        new hire or during the annual open enrollment period. However, you may   have benefits effective on the first of the month
        change your benefit elections during                                following their rehire date.
        the year if you experience an event such as:
         Marriage, divorce or legal separation
         Birth of your child or your same sex domestic partner's child          Important Note for a Status Change:
         Death of your spouse, same sex domestic partner or dependent child
         Change in employment status of associate, spouse/same sex domestic    Should you experience a change in status
          partner or dependent child                                          from Full-time to Part-time or On-call, your
         Qualification by the Plan Administrator or a child support order for   medical benefits will continue per ACA
          medical coverage                                                    guidelines. If you want to cancel your
         Significant reduction of hours or change in work status             medical coverage, you must call the
         Loss or gain of other coverage by the employee or dependent         Watermark Benefits Call Center (833-281-
         New entitlement to Medicare or Medicaid                             0450) within 30 days of the change or you
                                                                              will have medical coverage until the next
        You must notify the Watermark Benefits Call Center within 30 days from
        the qualified life event to make changes to your coverage. Depending on   Open Enrollment period.
        the type of event, you may need to provide proof, such as a marriage
        license. If you do not make the changes within 30 days of the qualified event,
        you will have to wait until the next open enrollment period to make changes
        (unless you experience another qualified life event).

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