Page 14 - 2022 Iodine Software Benefit Guide
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Voluntary plans



































        Accident Insurance                                       Critical Illness Insurance
        Accident Insurance provides benefits to help cover the   Critical Illness Insurance provides cash to help pay for both
        costs associated with unexpected bills due to covered    medical expenses not covered by your medical plan as well
        accidents, regardless of any other insurance you have.   as day-to-day expenses that may start to add up — like rent,
        If you purchase coverage and are hurt in a covered       mortgage, car payments, etc. — while you are ill. With Critical
        accident, you will receive a cash benefit for covered    Illness Insurance, if you are diagnosed with a covered illness,
        injuries that you may spend as you like.                 you get a lump-sum cash benefit, even if you receive other
                                                                 insurance benefits.
        Coverage amounts
                                                                 Coverage amounts
                          Accident Insurance
                                                                  Employee         Spouse             Child(ren)
          Cash benefit based on type of accident (ranges from
          $60-$25,000)                                            $10,000 or   $10,000 or $20,000   Child(ren) at 50%
                                                                  $20,000     (not to exceed      of Employee election
                                                                              employee amount)
        Examples of covered injuries:
           ●  Broken bones                                       Examples of covered illnesses:
           ●  Burns                                                ●  Cancer
           ●  Torn ligaments
                                                                   ●  Heart attack
           ●  Cuts repaired by stitches
                                                                   ●  Major organ failure
           ●  Eye injuries                                         ●  End-stage renal (kidney) failure
           ●  Ruptured discs
                                                                   ●  Coronary artery bypass graft surgery
           ●  Concussion
                                                                   ●  Stroke
        Enrolled members are eligible for a $50 wellness benefit   Your initial benefit provides a lump-sum payment upon the
        when preventative services occur: Mammogram, Pap Smear,   first diagnosis of a covered condition.
        Colonoscopy, and more!
                                                                 Enrolled members are eligible for a $50 wellness benefit
                                                                 when preventative services occur: Mammogram, Pap Smear,
                                                                 Colonoscopy, and more!
        Note: Please see rates on following page

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