Page 3 - 2022 Clarins Benefit Guide

YOUR BENEFITS GUIDE 2022

Clarins is committed to providing employees with a suite of benefit programs, tools and
resources that are high quality, competitive and affordable. Our programs are designed to meet
the needs of you and your family at various stages of your lives.

This guide will provide high-level information on each of your 2022 Clarins benefit plans in order
to help you make the best benefit choices for you and your family. Feel free to use this guide to
assist you with questions related to enrollment as well as year-round benefit inquiries.

Full-time employees are eligible for certain benefits—such as medical, dental, vision and life
insurance—at group rates. Clarins pays the majority of the cost of benefits which you choose to
enroll in, and you may pay a portion as well. In addition, the company pays the entire cost of
benefits such as basic life, accidental death and dismemberment (AD&D), disability and the
employee assistance program (EAP) on your behalf.

Your company-sponsored benefits are a valuable component of your compensation and they
account for a significant portion of the total compensation you receive as an employee of
Clarins. We encourage you to read through this guide carefully so that you can understand what
each benefit provides and how to access coverage when you need it. It is encouraged that you
share this information with benefits eligible family members as well.

If you have any additional questions regarding open enrollment or Clarins-specific inquiries,
please contact Frans SaintLouis at 845-680-6317.

2 Clarins USA, Inc.