Page 4 - 2022 Clarins Benefit Guide
P. 4

YOUR BENEFITS GUIDE 2022








                    Table of Contents


                    Benefit Basics                                           Page 4

                    Wellness                                                 Page 6


                    Medical Coverage                                         Page 7


                    Dental and Vision Coverage                               Page 8


                    Flexible Spending Accounts and
                    Health Savings Accounts                                  Page 9



                    Life and AD&D Coverage                                   Page 12

                    Disability Insurance                                     Page 12


                    Additional Benefits                                      Page 13


                    Contact Information                                      Page 15


                    Regulatory Notices                                       Page 16

































           Clarins USA, Inc.                                                                                     3
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