Page 4 - 2022 Insurity OE Guide FINAL

Benefit Overview

Insurity offers a comprehensive suite of benefits to promote
health and financial security for you and your family.
This guide provides an overview of your Insurity Benefits
package. Actual benefit details are subject to the
provisions and limitations of the agreements between
Insurity and its providers. Please review the guide and
agreements carefully so you can choose the coverage that
is right for you and your family.
Our Medical, Dental and Short-Term Disability plans are
self-funded. This means that Insurity uses our own funds
to pay the claims for these benefits. Throughout this guide,
we include information and tips on ways to stay healthy.
When our company is in good “health” we all save!

Benefit Basics

The following benefits are available to regular, active
employees who work 20 hours or more per week on
average and meet all other eligibility requirements.
Temporary employees, including interns, are not eligible
for benefits regardless of the number of hours worked
per week.
You may also enroll your eligible dependents, which
may include:
O Your legal spouse
O Your eligible child(ren). Covered dependents can
remain on your plan until the end of the calendar
year in which they turn age 26
O Other legally required dependents
Once your benefit elections become effective, they
remain in effect until the end of the plan year. You may
only change coverage if you experience a Qualifying
Life Event (QLE).

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