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Registered Retirement Savings Plan &

Deferred Profit Sharing Plan

We are excited to be able to provide you with a Registered Retirement Savings Plan
(RRSP) and a Deferred Profit Sharing Plan (DPSP). It is designed to help you prepare
financially for your future, including retirement as well as for those important events
like purchasing a home or advanced education. The Group RRSP benefit is continuing
to be offered through Sun Life Financial.

Eligibility
If you wish to enrol, you must be either full-time or regular part-time, be over the age
of 18, and eligible for group benefits. This is a voluntary plan.

Contributions
You may elect to contribute up to 10% of your gross earnings (excluding bonuses,
allowances, and special payments). The RRSP enrolment portal on www.mysunlife.ca
captures your contribution as a percentage of your earnings. The company will match
100% of the first 3% of your contribution, plus an additional 25% of the next 3% that
you contribute to the plan. You are eligible for the company match after 1 year
of service. Spousal contributions are not allowed but transfers from other plans
are permitted.

AEO may make an additional profit-sharing contribution at the end of the plan year.
To be eligible you must: be active on the last day of the plan year, be credited with at
least 1,000 hours of service, and be actively enrolled in the RRSP.

Vesting
You are always 100% vested in the value of your contributions, subject to any
investment gains or losses. You are 100% vested in the value of AEO’s contributions
after 2 years of service.
NOTE: SunLife Financial’s fund management fees will apply.

22 AMERICAN EAGLE OUTFITTERS, INC.

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